Tag Archives: annuity

How can auto-enrolment help those that most need it?

Posted on November 10, 2015 by henry tapper

  This morning I’m off to the House of Commons to discuss this question with some policy people, Prospect Magazine, my friends Alex Rowson of QTAC and Darren Philp of People’s Pension  and Nigel Wilson, the CEO of Legal & … Continue reading →

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“Pension PlayPen – more serious than it sounds!”

Posted on November 9, 2015 by henry tapper

    Today I’m off to Newcastle to see a large company that helps people get paid. I’m travelling with a spring in my step after listening to Paul Lewis introduce me as Founder of “Pension PlayPen – more serious than it … Continue reading →

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Doubt is not a pleasant condition , but certainty is absurd

Posted on November 7, 2015 by henry tapper

The quote’s from the French philosopher Voltaire and was sent me by my friend Derek Benstead . Derek’s been ill all year, never stops thinking about how to make my and his client’s lives better! We were discussing people’s options at … Continue reading →

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State Street and People’s – a lack of “emissional” intelligence?

Posted on October 2, 2015 by henry tapper

I am not very happy that People’s Pension has chosen State Street to manage the money under its master trust. In early 2014, State Street were found guilty of over-charging a variety of pension funds and were fined by the … Continue reading →

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If the deal is good – why not shout about it? Guest Blog From Ralph Frank

Posted on September 9, 2015 by henry tapper

Pension savers in the UK benefit, and have done so for some time, from tax relief on their contributions.  This perk has been a key driver in incentivising these savers to defer a portion of their earnings for later in … Continue reading →

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The markets are back but the damage is done.

Posted on August 28, 2015 by henry tapper

There are those who thrive on the ups and downs of the stock market; high frequency traders take fractional advantage of moves up and down and like wind farms, make most when it’s stormy. You can buy and sell this … Continue reading →

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Pot follows member – over a cliff?

Posted on August 27, 2015 by henry tapper

There’s a great saying in racing “I’d follow that horse over a cliff”. It’s a morbid comment on most gambler’s instinct to chase losses for sentimental rather than economic reasons. When conviction sets in, then rationality is the loser and … Continue reading →

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How do you compare pension default funds?

Posted on August 26, 2015 by henry tapper

    An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading →

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The tricky job of enrolling the self-employed into pensions

Posted on August 24, 2015 by henry tapper

The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When employers conduct a workforce assessment, they generally do so with a cut of … Continue reading →

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Auto-enrolment – now get stuck in!

Posted on August 21, 2015 by henry tapper

Auto-enrolment is 3 years old but the real fun only starts here. In the coming quarter, we will be preparing for the big spikes in staging that begin in January 2016. Whether you are an accountant, work in a payroll … Continue reading →

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