Tag Archives: advice

Pensions Guidance – Information, Consequences and Support (from the Ferret)

Posted on December 2, 2014 by henry tapper

This is a really excellent note from the  Ferret    This note, and the linked notes below, highlight the need in pensions’ guidance for thorough examination and modelling of individual circumstances and the value of the presentation of options in an easily … Continue reading →

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Cass calls on fund managers to be paid on results.

Posted on November 17, 2014 by henry tapper

    Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading →

Posted in accountants, advice gap, David Pitt-Watson, dc pensions, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Does Generation X really trust the Internet?

Posted on November 16, 2014 by henry tapper

  I laugh at my Mum who goes to Shaftesbury library to find out what to do. She’s 84 and you’d have thought she’d have learned how to use an iphone by now. I mean my 17 year old kid … Continue reading →

Posted in advice gap, Martin Lewis, pension playpen | Tagged , , , , , , , , , , , , , | 2 Comments

The fine line between “patronising” and “paternal”.

Posted on November 15, 2014 by henry tapper

Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading →

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Is there a place for digital advice in pensions?

Posted on November 14, 2014 by henry tapper

  I spoke yesterday at the Pershing Conference in Westminster. My pal David Calfo who is managing many of the seismic changes at the University Superanuaition Scheme  spoke with me and the session was chaired by Pershing’s Gerard Wellesley. It … Continue reading →

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Nobody’s scared!

Posted on October 30, 2014 by henry tapper

“Velvet glove- iron fist -my arse!” As one Liverpudlian patriarch might have put it. I very much doubt that many employers see the doling out of three £400 penalty notices by the Pension Regulator as a wake-up call to get auto-enrolling. … Continue reading →

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MAS goes it alone to provide an “at retirement advisor directory”.

Posted on October 27, 2014 by henry tapper

The Money Advice Service has been consulting over the past few months on what a Directory of IFAs might look like. This consultation was spurred by the imminent launch of the Guidance Guarantee which will generate requests for financial advice. … Continue reading →

Posted in Money Advice Service, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

How do I buy financial advice?

Posted on October 26, 2014 by henry tapper

At two recent events – (the Corporate Adviser Summit and the Investment Network), Advisors have told me that they choose clients not by “minimum fee” but by “minimum funds”. This sets my alarm bell ringing! If you want to see … Continue reading →

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Après-midi with the Bermondsey Bee – some thoughts on advice

Posted on October 22, 2014 by henry tapper

I spent some leisure time yesterday afternoon with Steve Bee in and around the Bermondsey St Debtor’s Prison in which Jargon Free has its offices. I am 10 years younger than Steve and for many years have seen him as … Continue reading →

Posted in Blogging, brand, pension playpen, pensions | Tagged , , , , , , | 1 Comment

Citizen’s Advice- the place to get pension guidance

Posted on October 19, 2014 by henry tapper

George Osborne has announced the Citizen Advice Bureau as the delivery mechanism for face to face guidance over the new pension reforms. The Treasury announcement is here. This doesn’t come as a surprise – CAB had been after the work and … Continue reading →

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