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Tag Archives: charges
How safe is your workplace pension?
The opportunity to improve pension fund charging. Let us pause for a moment and consider what we are buying into when we set up a workplace pension for our staff. On the face of it, nobody enrolled into a workplace … Continue reading
Posted in pensions
Tagged advice, alternatives, AMC, annual management charge, auto enrolment, charges, DWP, Employment, Financial services, Fraud, Fund Manager, MAF, National Employment Savings Trust, pension, Pension fund, pensions, workplace
1 Comment
Why Paul Lewis is doing IFAs a favour.
Paul Lewis has written an article that has annoyed many IFAs. You can read it here. If you haven’t read it, you might as well now, as most of this article will only make sense if you’re familiar with Paul’s … Continue reading
Posted in Martin Lewis, Paul Lewis
Tagged charges, commissions, Fees, Financial services, IFA, IFAs, Martin Lewis, Paul Lewis, pensions
6 Comments
A Transparency Taskforce?
A Transparency Taskforce? Sounds good doesn’t it? Echoes of the Falklands, of Maggie v the Argies (don’t mention the Belgrano) But the task force that will meet later this morning at the University of London Senate House, at the … Continue reading
Knowing the “money” in “value for money”.
At last we may get to know what we really pay for the management of our funds so we can work out it it’s worth it. Continue reading
Posted in accountants, actuaries, annuity, investment, pensions, Pensions Regulator, risk
Tagged ABI, Business, call for evidence, calue, charges, costs, Defined benefit pension plan, DWP, Employment, FCA, Financial services, fund management, Government, IA, Insurance, Transaction costs, transfers, Value for Money
1 Comment
Preparing the pocket to pick; a great guest blog from Ralph Frank
Multiple changes to the regulations governing the UK pensions landscape were announced in 2014. The most positive of these changes, in my opinion, related to the issues of transparency and governance. The ‘charges cap’ enjoyed the greatest prominence of … Continue reading
Posted in pensions
Tagged auto enrolment, Business, charges, DWP, Employment, governance, Human Resources, Insurance, National Employment Savings Trust, NEST, Pension new, pensions, Ralph Frank, Retirement
1 Comment
As clear as a frosted window – the IA on charges (again)
The Investment Association (IA) have published another paper as their contribution to the ongoing debate on what the public and their fiduciaries should know about their funds. The paper fails on a number of levels 1. It ignores the fact that … Continue reading
Posted in accountants, advice gap, Fiduciary Management, Financial Conduct Authority, investment, ISA, pension playpen, pensions
Tagged The Investment Management Association, charges, costs, DGF, IMA, Investment Management Association, Transaction costs, transactional costs, Transactions, Value for Money
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To laugh or to cry? – the ABI’s review of legacy charges.
Nearly a year and a half on from the publication of the OTT’s damning report on workplace pension provision, the ABI have proudly announced that Frontier Economics have reported on the charges their members have been making on our DC … Continue reading
Why can’t we know what we pay for “fund management”?
We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading
Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb
Tagged Business, charges, costs, dc pensions, Defined benefit pension plan, DWP, FCA, Fund, Funds, IMA, Management, manager, pension playpen, pensions, portfolio, Retirement
4 Comments
Cass calls on fund managers to be paid on results.
Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading
Posted in accountants, advice gap, David Pitt-Watson, dc pensions, pension playpen, pensions
Tagged advice, Business, charges, costs, dc pensions, de-risking, Employment, Fees, fund management, Funds, IMA, Insurance, Justin, Pension new, pensions, Retirement, Transaction costs
1 Comment
Straight talking from the IMA on charges?
In one of the least incisive video interviews I’ve seen this year, here’s Ian Smith of Pensions Week quizzing Jonathan Lipkin- IMA Director of Public Policy Decision- on how the IMA and its members are facing up to the … Continue reading
Posted in FCA, Financial Conduct Authority, Financial Education, governance, pensions
Tagged Business, charges, costs, DC Governance, DWP, Fat-cat, FCA, Financial services, governance, Government, hidden costs, IMA, Retirement, Steve Webb
5 Comments