Tag Archives: charges

How safe is your workplace pension?

Posted on July 18, 2015 by henry tapper

The opportunity to improve pension fund charging. Let us pause for a moment and consider what we are buying into when we set up a workplace pension for our staff. On the face of it, nobody enrolled into a workplace … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Why Paul Lewis is doing IFAs a favour.

Posted on June 8, 2015 by henry tapper

Paul Lewis has written an article that has annoyed many IFAs. You can read it here. If you haven’t read it, you might as well now, as most of this article will only make sense if you’re familiar with Paul’s … Continue reading →

Posted in Martin Lewis, Paul Lewis | Tagged , , , , , , , , | 6 Comments

A Transparency Taskforce?

Posted on May 6, 2015 by henry tapper

  A Transparency Taskforce? Sounds good doesn’t it?  Echoes of the Falklands, of Maggie v the Argies (don’t mention the Belgrano) But the task force that will meet later this morning at the University of London Senate House, at the … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

Knowing the “money” in “value for money”.

Posted on March 4, 2015 by henry tapper

At last we may get to know what we really pay for the management of our funds so we can work out it it’s worth it. Continue reading →

Posted in accountants, actuaries, annuity, investment, pensions, Pensions Regulator, risk | Tagged , , , , , , , , , , , , , , , , , | 1 Comment

Preparing the pocket to pick; a great guest blog from Ralph Frank

Posted on February 12, 2015 by henry tapper

  Multiple changes to the regulations governing the UK pensions landscape were announced in 2014. The most positive of these changes, in my opinion, related to the issues of transparency and governance. The ‘charges cap’ enjoyed the greatest prominence of … Continue reading →

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As clear as a frosted window – the IA on charges (again)

Posted on February 11, 2015 by henry tapper

The Investment  Association (IA) have published another paper as their contribution to the ongoing debate on what the public and their fiduciaries should know about their funds. The paper fails on a number of levels 1. It ignores the fact that … Continue reading →

Posted in accountants, advice gap, Fiduciary Management, Financial Conduct Authority, investment, ISA, pension playpen, pensions | Tagged , , , , , , , , , | Leave a comment

To laugh or to cry? – the ABI’s review of legacy charges.

Posted on December 18, 2014 by henry tapper

Nearly a year and a half on from the publication of the OTT’s damning report on workplace pension provision, the ABI have proudly announced that Frontier Economics have reported on the charges their members have been making on our DC … Continue reading →

Posted in pensions | Tagged , , | 1 Comment

Why can’t we know what we pay for “fund management”?

Posted on December 5, 2014 by henry tapper

We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading →

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

Cass calls on fund managers to be paid on results.

Posted on November 17, 2014 by henry tapper

    Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading →

Posted in accountants, advice gap, David Pitt-Watson, dc pensions, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Straight talking from the IMA on charges?

Posted on November 8, 2014 by henry tapper

  In one of the least incisive video interviews I’ve seen this year, here’s Ian Smith of Pensions Week quizzing Jonathan Lipkin- IMA Director of Public Policy Decision- on how the IMA and its members are facing up to the … Continue reading →

Posted in FCA, Financial Conduct Authority, Financial Education, governance, pensions | Tagged , , , , , , , , , , , , , | 5 Comments