Monthly Archives: November 2014

The Pensions Regulator’s workplace pension directory

Pension PlayPen’s response to the Pension Regulator’s Consultation Document Helping small and micro employers identify a pension scheme for automatic enrolment Why Pension Play Pen is engaging with the Pensions Regulator The Pension PlayPen runs http://www.pensionplaypen.com for employers and their … Continue reading

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The Strop Suite – OMG!

We flew overnight to Dubai, missing the GB Entrepreneur Awards, for which Pension Play Pen had been shortlisted. “Dubai is a shit-hole (I want to go home)” Well that’s what I was singing on the bus as we moved from … Continue reading

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The true cost of pensions; UK vs Netherlands – guest blog from Emma Craig of KAS Bank

  Yesterday the Financial Services Consumer Panel released a paper outlining key issues for long term savers created by opacity in the true cost of investing in pensions. As auto-enrolment of workers into (predominantly) Defined Contribution pensions continues apace the … Continue reading

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A miserable device; – guest blog from Ralph Frank

Members who cease paying into defined contribution pension arrangements often pay higher management charges than their colleagues who continue to add to their savings. This two-tier charging approach is euphemistically referred to as the ‘Active Member Discount’ (“AMD”). I guess … Continue reading

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Disclosing costs – we are almost there!

The Financial Services Consumer Panel have issued a damning condemnation on the £5tr British Funds Industry for failing to tell people what they are paying for and how much they are paying when they invest their money in British Funds. … Continue reading

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So what’s the point of the DC trustee?

  It’s the first rule of trusteeship- if you can’t measure it – don’t trust it. It’s the right of anyone who has their own pension pot to know how much they are paying for the management of their money. … Continue reading

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Cass calls on fund managers to be paid on results.

    Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading

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Does Generation X really trust the Internet?

  I laugh at my Mum who goes to Shaftesbury library to find out what to do. She’s 84 and you’d have thought she’d have learned how to use an iphone by now. I mean my 17 year old kid … Continue reading

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There’s no silver bullet, to beat the DC blues!

There is no silver bullet The way that investment consultants talk about DC, you’d still think there is some silver bullet waiting to be loaded into the gun, to shoot away the DC blues. The DC blues cannot be cured … Continue reading

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The fine line between “patronising” and “paternal”.

Last week Tom Mcphail (Hargreaves Lansdown) had a go at Teresa Fritz (financial Services Consumer Council and MAS) about the need for advice. You’d expect the two to clash, FSCS and MAS are not much loved by advisers who see it as an incompetent … Continue reading

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