Tag Archives: Saving

Raining on pensions (again)! Guest Blog from Ralph Frank

Posted on July 9, 2015 by henry tapper

    The 2015 Summer Budget has delivered a series of blows to pensions in the UK.  The Chancellor of the Exchequer claims that “the government is committed to supporting savers at all stages of their lives to help them … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 1 Comment

“Living longer? -Epic. Needing to pay for it? -Challenging”. Vivi Friedgut on long-term saving.

Posted on November 12, 2014 by henry tapper

Have fun when you’re young, enjoy yourself, you only live once and the future will take care of yourself. Ever been given that advice? Nice sound-bites but only really applicable to those fortunate enough to have a large financial safety … Continue reading →

Posted in pension playpen, pensions | Tagged , , , , , , , , , , | 4 Comments

Young People and Pensions

Posted on October 11, 2014 by henry tapper

This is a blog by Vivi Friedgut of @blackbullion; she is also responsible for the picture and its contents!   Pensions don’t make for the most thrilling conversations. Like verrucas, funerals or the dream you had last night, talking about … Continue reading →

Posted in advice gap, annuity, corporate governance, dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , | 1 Comment

What payroll can do to keep away the loan sharks.

Posted on September 2, 2014 by henry tapper

We all know the sharks that swim in financial waters preying on the weakest and driving them and their families into deeper debt with all the social and health problems that “deep debt” brings. And I’m sure that if it … Continue reading →

Posted in Debt, investment, ISA, Management, Martin Lewis, Payroll, pension playpen | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Pension agnostic?

Posted on February 18, 2013 by henry tapper

An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading →

Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

Pensions dead by 2050 – taking the Michael?

Posted on January 3, 2013 by henry tapper

The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading →

Posted in annuity, Australia, auto-enrolment, David Pitt-Watson, dc pensions, de-risking, defined aspiration, Henry Tapper blog, NEST, Payroll, pension playpen, pensions, Treasury, with-profits | Tagged , , , , , , , , , , , , , , , , , , , , , | 11 Comments

Top News! – Scrap national insurance on your pension payments!

Posted on May 3, 2012 by henry tapper

 There’s plenty reasons to feel depressed if you run a pension scheme for your staff. Investment returns – depressed, annuity rates – depressed, you and your staff – depressed! NEWS*** GOOD PENSION NEWS*** Ah that “good pension news” oxymoron! – I … Continue reading →

Posted in auto-enrolment, Change, dc pensions, defined aspiration, happiness, pension playpen, pensions | Tagged , , , , , , , , , | 4 Comments

Don’t kid people that pensions are easy

Posted on March 9, 2012 by henry tapper

 A well-respected (and very good) pension lawyer recently posted this question on a pensions website The news from the NAPF that one in three workers may opt out of pension saving despite being automatically enrolled is depressing reading for anyone. … Continue reading →

Posted in annuity, auto-enrolment, dc pensions, de-risking, Henry Tapper blog, pensions | Tagged , , , , , , , | 17 Comments

Not saving replaces debt as Britons’ biggest financial regret

Posted on January 3, 2012 by henry tapper

Not saving replaces debt as Britons’ biggest financial regret Continue reading →

Posted in Bankers, Martin Lewis, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Not much fun for the over 55’s

Posted on December 7, 2011 by henry tapper

Great stuff from Aviva 07 December, 2011 Savings pots fall 27% since December 2010 Average annual income down 4% and inflation up 5.4% since December 2010 Equity in property now eight times the size of the average pension pot Despite … Continue reading →

Posted in dc pensions, de-risking, NEST, pensions, Retirement | Tagged , , , , , , , | Leave a comment