Category Archives: Pension Freedoms

An alarming gap in pension regulation

Posted on March 9, 2015 by henry tapper

In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading →

Posted in auto-enrolment, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , , | 4 Comments

Don’t underestimate SME’s hunger for investment know-how!

Posted on March 8, 2015 by henry tapper

I am  frustrated by the capitulation of many in the pension industry to the challenge faced by inducting 1.2m new employers into our funded pension culture. The Pension Apartheid practiced by the investment elite At a recent event, Joanne Segers, CEO … Continue reading →

Posted in Australia, Financial Conduct Authority, Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , | Leave a comment

Why DB pension promises may need a credit rating.

Posted on February 25, 2015 by henry tapper

How do you rate the creditworthiness of your scheme’s funding? Trustees of defined benefit schemes now have to properly assess the employer’s ability (and willingness) to fund the promises made to the members of the scheme. The assessment helps them in negotiations with the … Continue reading →

Posted in de-risking, defined ambition, Pension Freedoms, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Let my money go!

Posted on February 19, 2015 by henry tapper

  I woke up to news that the Pension Play Pen RBS bank account can now be accessed by my iphone using fingertip security. Apparently mobile technology has outwitted clunky old pc technology which makes my thumb all that stands between … Continue reading →

Posted in advice gap, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 2 Comments

The pernicious power of financial advertising

Posted on February 18, 2015 by henry tapper

The incendiary resignation letter from Peter Oborne cites the removal of articles from the Telegraph’s website , claiming the articles went because of pressure from HSBC as a major advertiser. Buzzfeed have the story (and the article( here). I know … Continue reading →

Posted in advice gap, auto-enrolment, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , , , , | 2 Comments

It’s only human nature after all!

Posted on February 16, 2015 by henry tapper

  It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading →

Posted in Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , , , | 4 Comments