You usually need 35 qualifying years of National Insurance contributions to get the full State Pension in the UK. If…
In the states, certain retirement savings programs have unique "catch-up" provisions - where those whose income varies from year to…
NEST’s Guided Retirement Fund in the UK gets part of the way there by separating money according to its intended…
"As usual with The Times, this is a briefing about England & Wales only." I'm so old that I can…
Tag Archives: annuity
“Buying a Retirement Income” from an RIP
I’m sure the panelled annuitants or Retirement Income Providers (hereafter known as RIPs) are feeling pretty comfortable about life this morning.
Posted in annuity, NEST, pension playpen, pensions, Personal Accounts, Retirement
Tagged annuity, Aviva, Business, Insurance, Life annuity, National Employment Savings Trust, NEST, Open Market Option, pension, Pension new, pension playpen, Pension Pound, Pensions, pensions, Personal Accounts, Public Sector Pensions, Retirement, Scheme, Tom McPhail, Zurich
14 Comments
Dispelling annuity myths.
I spoke yesterday in Leeds Castle “the most beautiful castle in the world. The NAPF South Estern Group had rented the old brewery for their annual conference and I had the place to myself between 7 and 9am (see photo below) … Continue reading
“You’re on your own in retirement” claims blue-blood at Pension Play Pen lunch.
Dick Strattan gives collective DC a kick in the nuts.
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Posted in annuity, NEST, pension playpen
Tagged annuity, Deloitte, Economics, Facebook, gordon brown, Insurance, linkedin, London, Lunch, National Employment Savings Trust, NEST, pension, pension playpen, Pensions, Retirement, Thatcherism
4 Comments
What we can and cannot do (to provide our staff with better DC pension outcomes)
The Pensions Regulator has challenged us to establish what can practically be done for staff with DC pensions.
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Posted in annuity, corporate governance, dc pensions, de-risking, NEST, pensions, Retail Distribution Review, Retirement, twitter
Tagged annuity, corporate governance, corporate risk, dc pensions, de-risking, Defined contribution plan, Economics, Employment, European Union, Financial services, Life annuity, National Employment Savings Trust, NEST, pension, Pension new, Pension Poverty, Pension Protection Fund, pensions, Pensions, Public Sector Pensions, Retail Distribution Review, Retirement, The Pension Regulator, twitter
9 Comments
Which half of me is a woman?
Henceforward I will deem myself unisex in all things. How delightful to have become if not the fairer, at least as fair a sex!
Uk bosses, should you sell-out your pensioners?
The link between you and your employer has been lost.
Posted in annuity, Liability Driven Investment, pensions, Retirement
Tagged annuity, Bournville, Insurance, Liability Driven Investment, National Employment Savings Trust, pension, Pension new, Pension Protection Fund, pensions, Pensions, Port Sunlight, Retirement, unilever, United States
3 Comments
A blueprint for DC pensions
In this article I am arguing that the Pension Protection Fund can be used to provide pensions today for those ill-served by the indiviudal annuity process, namely those whose pots are above the level of commutation but below the levels where income drawdown becomes viable
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A definitive solution to the annuity crisis.
It is time that we started using our existing infrastructure, the PPF, the DWP pension payment system and the ultimate covenant of the UK tax-payer to sort out this mess.
Posted in annuity, pensions
Tagged annuity, Consumer price index, European Union, Financial Assistance Scheme, Insurance, Life annuity, National Employment Savings Trust, Open Market Option, pension, Pension new, Pension Pound, Pension Protection Fund, pensions, Pensions, Retirement, Solvency II
10 Comments
UK Pensions – How Lucky We Are
We should be proud of our pension system and I for one go into 2011 believing that America and other nations can look to the UK for leadership in this field. Continue reading
Posted in annuity, pensions, Retail Distribution Review, Retirement
Tagged Alabama, annuity, City Council, Defined benefit pension plan, Financial Assistance Scheme, Lehman Brothers, New York Times, pension, Pension new, Pension Poverty, pensions, Retail Distribution Review, Retirement, The PEnsion Regulator, United States
8 Comments
Agreed!