Category Archives: Retirement

Send in forensic actuaries to sort out these “rip-off” pensions!

Posted on July 25, 2012 by henry tapper

Spookily, a couple of hours after I’d published yesterday’s blog about how the DWP had ducked the dodgy question of how to sort out legacy pension charges, Steve Webb, the Pension Minister issued an appeal to the pensions industry to … Continue reading →

Posted in actuaries, annuity, auto-enrolment, corporate governance, customer service, dc pensions, Fiduciary Management, Financial Education, leadership, Retirement, Treasury | Tagged , , , , , , , | 18 Comments

“The first cut is the cheapest” – transferring legacy pensions

Posted on July 24, 2012 by henry tapper

We all know the song. The revised phrase was coined by stockbrokers who’d tell their customers to sell out of a failing stock before it’s price fell again. The phrase use to be sung to Equitable Life policyholders who hung … Continue reading →

Posted in actuaries, annuity, auto-enrolment, Change, dc pensions, defined aspiration, pension playpen, pensions, Personal Accounts, Retirement | Tagged , , , , , , , | 15 Comments

Reformation The Mallowstreet Party

Posted on July 19, 2012 by henry tapper

Vincent Franklin looked out from what used to be the roof of City Telephone Exchange. The Exchange (according to Con Keating) had walls fifteen metres thick and had been built to withstand a nuclear bomb. They’d pulled it down to … Continue reading →

Posted in Bankers, Change, Church of England, corporate governance, economics, Fred Goodwin, leadership, mallowstreet, Olympics, Olympics 2012, pension playpen, pensions, redington, Retirement | Tagged , , , , , , , , | 5 Comments

How sure are you that you’ll get your pension promise?

Posted on July 12, 2012 by henry tapper

While large numbers of people,  (the low-paid , young and the haitual self and unemployed) have never been in a company pension scheme, some 30 million of us in the UK have either a private pension in payment or have the prospect … Continue reading →

Posted in dc pensions, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 5 Comments

Why we want you at our Pension Play Pen party!

Posted on July 10, 2012 by henry tapper

You – yes you! We’re having a knees up at the White Hart in Barnes, Hays have put some money behind the bar – the Racket of the Lambs have got  their banjos and we’re going to have a good time. … Continue reading →

Posted in auto-enrolment, Oxford and Cambridge Boat Race, pension playpen, Pension Rocks III, pensions, Popcorn Pensions, Retirement, social media, The Racket of the Lambs | Tagged , , , , , , , , , , , | 3 Comments

Is Steve Webb at war with personal pensions?

Posted on July 7, 2012 by henry tapper

I know a lot of people who like managing their money and study the fund pages of the newspapers as I study the form pages of the Racing Post. For them the Self Invested Personal Pension, the services of a … Continue reading →

Posted in auto-enrolment, dc pensions, defined aspiration, Popcorn Pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , | 11 Comments

Scary stuff from Baker Tilly on Pension Fraud

Posted on July 3, 2012 by henry tapper
Posted in pensions, Retirement | 1 Comment

Pensions Bindweed- pretty and deadly

Posted on June 24, 2012 by henry tapper

Management is a carrot and stick affair. If you are managing a company  pension plan you can reward your pension manager with ongoing support or you can give it the sack. That’s  governance for you. But if you are sponsoring a … Continue reading →

Posted in dc pensions, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , , | 14 Comments

Pensions or Porn? – The Jury’s out

Posted on June 19, 2012 by henry tapper

The choices we have when we have time to ourselves vary from immediate sensual gratification (porn) to deferred financial gratification (pensions). Put like that it’s not surprising that porn sites get rather more hits than pension sites. This post is … Continue reading →

Posted in pension playpen, pensions, Retirement, social media | Tagged , , , , , , , | 1 Comment

Time for a “4G” Pensions auction?

Posted on June 17, 2012 by henry tapper

If you want to have a mobile phone company you need a 3G licence which costs money. The Government made a lot of money from selling the use of our 3G radio waves to Vodafone and the like and are set to … Continue reading →

Posted in dc pensions, happiness, pensions, Personal Accounts, Retirement | Tagged , , , , , , , , , | 9 Comments