Tag Archives: Martin Lewis

There’s a lot we can learn from town planning

Many towns around the western world started out as Roman garrisons. Primitive stockades gave way to fortified settlements which attracted local residents who set up communities outside the fort’s walls. In time, the communities became protected by the Romans and the distinctions … Continue reading →

Posted in auto-enrolment, pensions, town planning | Tagged , , , , , , , | 2 Comments

“Comply or explain” – will “bottom up” regulation work for pensions?

“Comply or Explain” is a phrase that crept into the “corporate governance” lexicon after the 1992 Cadbury report. The idea’s that rather than demand compliance with Government standards, regulators give companies the option to comply or explain why they haven’t. … Continue reading →

Posted in auto-enrolment, club pension, corporate governance, customer service, Fiduciary Management, Financial Education, napf, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , | 11 Comments

Who invited banks into schools?

What do the FT, Vivi Friedgut and Martin Lewis have in common? Answer; a common wish to keep banks out of schools! Why have I posted that stupid photo to this blog? Answer; because it demonstrates comparable imbecility of allowing banks … Continue reading →

Posted in annuity, Bankers, corporate governance, Financial Education, smelly, Student debt, zopa | Tagged , , , , , , , | 10 Comments

Savers put themselves first!

A happy result of dissing Michael Johnson’s attacks on pension saving early in the week was that I got a copy of his paper “Put the saver first” direct from the great man. He calls up the spirit of Ron Sandler– … Continue reading →

Posted in auto-enrolment, David Pitt-Watson, dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , | 1 Comment

All change on pensions – a positive outlook for 2013!

Neasa MacErlean has written a great article in the Independent which you can read here. I was asked to collaborate on one or two sections and I’m quoted as inciting members of workplace savings plans to up the ante and make sure that … Continue reading →

Posted in annuity, auto-enrolment, dc pensions, Retirement, Treasury | Tagged , , , , , , , , , , , , , | 13 Comments

Spamta Claws coming to town

It took me 51 years to clock it , but Santa is a spammer. Spamta. as I will now call him has invaded my inbox at least ten times a day throughout advent sending me seasons greetings in the names … Continue reading →

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Without them we wouldn’t be free to read this

This blog’s written on Remembrance Day. Yesterday I blogged on “Diversification and speculation are different“. One of 696 articles published since I set this site up. I think it’s on an important subject (default DC options) but its subject matter is … Continue reading →

Posted in actuaries, club pension, corporate governance, Henry Tapper blog, pension playpen, pensions, social media | Tagged , , , , , , , , , , | 3 Comments

Club Pension!

Words resonate in strange ways and when they come in pairs new resonances emerge. Last week, Martin Lewis called “pension” a broken brand (worrying to the owner of the Pension Play Pen). The idea behind the word “club” seems to be under … Continue reading →

Posted in club pension, Financial Education, happiness, Henry Tapper blog, Martin Lewis, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , | 19 Comments

Savvy punters will drive down pension charges.

Inefficient markets – don’t you just love ’em! We all love a bargain whether at the local boot or in the stock market. There was a time when I believed I could pick a stock or a horse and beat … Continue reading →

Posted in auto-enrolment, Bankers, dc pensions, defined aspiration, economics, Horse racing, leadership, Management, Martin Lewis, NEST, pensions, Retail Distribution Review | Tagged , , , , , , , , , , | 6 Comments

Pensions or Porn? – The Jury’s out

The choices we have when we have time to ourselves vary from immediate sensual gratification (porn) to deferred financial gratification (pensions). Put like that it’s not surprising that porn sites get rather more hits than pension sites. This post is … Continue reading →

Posted in pension playpen, pensions, Retirement, social media | Tagged , , , , , , , | 1 Comment