Tag Archives: Human Resources

A momentous day for restoring confidence in UK pensions

Posted on May 11, 2013 by henry tapper

We cannot have confidence in a system where member’s pensions can be impacted by as much as 30% though advisory arbitrage. Continue reading →

Posted in auto-enrolment, Payroll, pension playpen, pensions, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 19 Comments

So what’s a good DC pension – Mr Webb?

Posted on March 15, 2013 by henry tapper

Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading →

Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media | Tagged , , , , , , , , , , , , , , , | 13 Comments

Cobblers shoes – how an adviser selects a pension for its staff

Posted on March 2, 2013 by henry tapper

If we can find a pension provider that knows what “good” is, I will be pleased. But I worry whether that may be as much a challenge for us. Continue reading →

Posted in actuaries, Financial Education, First Actuarial, pensions, Retirement, social media | Tagged , , , , , , , | 8 Comments

Primavera for the pension playpen

Posted on March 1, 2013 by henry tapper

This site will not be for pension people, it will be for people interested in pensions Continue reading →

Posted in actuaries, auto-enrolment, First Actuarial, fish, Henry Tapper blog, Martin Lewis, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , | 6 Comments

Pension agnostic?

Posted on February 18, 2013 by henry tapper

An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading →

Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

People get ready!

Posted on February 13, 2013 by henry tapper

If “wave one” so far looks a success, what about waves 2 and 3 and what can the employers preparing to stage in late 2013 and onwards learn? Continue reading →

Posted in auto-enrolment, brand, Financial Education, First Actuarial, Payroll, pensions | Tagged , , , , , , , | 5 Comments

Never mind the width – feel the quality!

Posted on January 15, 2013 by henry tapper

  In the heyday of occupational pension provision, offering membership to a company pension scheme sent a clear message to staff that the company was confident in its future and cared for its human resource. When defined benefit schemes were first … Continue reading →

Posted in auto-enrolment, Consolation, dc pensions, Financial Education, pensions | Tagged , , , , , , , | 15 Comments

RDR and AE – what future for commissions and advisor-charging?

Posted on December 3, 2012 by henry tapper

Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading →

Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement | Tagged , , , , , , , , , | 6 Comments

Why we don’t need to fear a pension “advice gap”.

Posted on November 28, 2012 by henry tapper

Last night it was the House of Lords, this morning it was a Parliamentary Select Committee. Both were concerned that an “advice gap” has been created that will mean poor people do not get financial advice on retirement planning. The argument goes that … Continue reading →

Posted in auto-enrolment, dc pensions, NEST, pension playpen, pensions, Popcorn Pensions | Tagged , , , , , , , | 6 Comments

Project managing auto-enrolment

Posted on November 25, 2012 by henry tapper

I received a polite e-mail from a company’s Finance Director yesterday. “I see First Actuarial are offering a project management service for small and medium sized companies staging auto-enrolment in 2014; I’ve got four questions for you 1. Why should I … Continue reading →

Posted in actuaries, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 3 Comments