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Tag Archives: Human Resources
So what’s a good DC pension – Mr Webb?
Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading
Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, Employment, Financial services, Human Resources, Investment, National Employment Savings Trust, pension, Pension new, public sector, Retirement, social media
13 Comments
Cobblers shoes – how an adviser selects a pension for its staff
If we can find a pension provider that knows what “good” is, I will be pleased. But I worry whether that may be as much a challenge for us. Continue reading
Primavera for the pension playpen
This site will not be for pension people, it will be for people interested in pensions Continue reading
Pension agnostic?
An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading
Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement
Tagged Business, Employment, Financial adviser, Financial services, Human Resources, National Employment Savings Trust, pension, Saving
7 Comments
People get ready!
If “wave one” so far looks a success, what about waves 2 and 3 and what can the employers preparing to stage in late 2013 and onwards learn? Continue reading
Never mind the width – feel the quality!
In the heyday of occupational pension provision, offering membership to a company pension scheme sent a clear message to staff that the company was confident in its future and cared for its human resource. When defined benefit schemes were first … Continue reading
RDR and AE – what future for commissions and advisor-charging?
Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading
Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement
Tagged AMC, Company, DWP, Employment, Financial Services Authority, Human Resources, pension, Risk, The Pensions Regulator, Total Expense Ratio
6 Comments
Why we don’t need to fear a pension “advice gap”.
Last night it was the House of Lords, this morning it was a Parliamentary Select Committee. Both were concerned that an “advice gap” has been created that will mean poor people do not get financial advice on retirement planning. The argument goes that … Continue reading
Project managing auto-enrolment
I received a polite e-mail from a company’s Finance Director yesterday. “I see First Actuarial are offering a project management service for small and medium sized companies staging auto-enrolment in 2014; I’ve got four questions for you 1. Why should I … Continue reading
What do we mean by good?
Spending time in Liverpool this week has given me the chance of spending time with clients, fellow advisers and those who market the products our clients use. The NAPF Conference is a time when you can look at what you are doing , compare … Continue reading