Tag Archives: dc pensions

“Low earners miss out on £85m pension tax relief” – and why!?

“Millions of part-time workers are being denied valuable tax-breaks on their pension contributions as government officials knowingly all low them to save into schemes that will not pay them relief they are entitled” So thundered the FT (26/09/15) and it’s … Continue reading →

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The tyranny of payroll or the management of pensions?

The received idea in Government circles is that employers don’t give a toss about the pensions they set up for their clients. In a recent thread on the Pension Play Pen Linked In Group (if you aren’t a member , … Continue reading →

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“There’s opportunity in complexity”

This, believe it or not, is the new strap-line for State Street Global Adviser’s  push into the UK DC market with their target dated funds which are – it seems – reassuringly complex. To boot There are two ways of … Continue reading →

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Five things I’d change to help employers with Auto-Enrolment

I spent yesterday with 62 employers , 1 of whom had staged auto-enrolment (a small employer in the June 2015 trial). As I listened to questions and talked with my friend at the Regulator who was co-speaker, I tried to … Continue reading →

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The left needs steady (not raw) nerves!

Appalling behaviour from the bulk of the Parliamentary Labour Party I am not a socialist and I didn’t vote for Jeremy Corbyn. I am a Liberal Democrat , I believe in democracy and I want a strong opposition in Government … Continue reading →

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Why Corbynism is radical (and what it means for pensions)

The most tweeted action of Corbyn’s first 24 hours as Labour leader was to choose to go to a constituency engagement rather than go on the Andrew Marr show. For Labour apparatchnick schooled in two decades of Blairite PR and … Continue reading →

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Mastertrusts – an accident waiting to happen?

How do we pay for pensions? We still know too little about what we are paying for pensions. The following statement appears on Standard Life’s website Employers can be confident that their schemes will all be compliant with the charge … Continue reading →

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If the deal is good – why not shout about it? Guest Blog From Ralph Frank

Pension savers in the UK benefit, and have done so for some time, from tax relief on their contributions.  This perk has been a key driver in incentivising these savers to defer a portion of their earnings for later in … Continue reading →

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What exactly is a pension dashboard?

At yesterday’s session of the DWP select committee there was consensus that a pensions dashboard is a good idea. Curry: Pensions dashboard has worked internationally & the technology exists for it to happen. — Josephine Cumbo (@JosephineCumbo) September 7, 2015 Fritz: … Continue reading →

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Understanding the Great Fall of China (in the pub).

While y’all went on holiday, market analysts threw a tantrum , Emerging stock Markets tanked and the Developed Markets went red and green faster than a traffic light. I love writing this stuff, it makes me feel grown up – like I had some job … Continue reading →

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