Tag Archives: advice

The frictionless fees that shame our name!

Posted on November 3, 2015 by henry tapper

I have been following at a polite distance the argument among financial advisers between those pressing for fee disclosure in pounds and pence and those who would prefer to charge and disclose advisor fees as a percentage of the fund. … Continue reading →

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“How can government ensure people get the pensions advice they need?”

Posted on October 6, 2015 by henry tapper

    I’ll find myself , at the beginning of the day, on a panel charged by Jon Cudby with John Moret and other financial services dignitaries discussing the New Retirement Freedoms I’ll find myself, at the end of the … Continue reading →

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State Street and People’s – a lack of “emissional” intelligence?

Posted on October 2, 2015 by henry tapper

I am not very happy that People’s Pension has chosen State Street to manage the money under its master trust. In early 2014, State Street were found guilty of over-charging a variety of pension funds and were fined by the … Continue reading →

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Does “People Power” make for better pensions?

Posted on October 1, 2015 by henry tapper

When we know nothing we take advice before deciding… Conventional wisdom tells us that advisers tell employers and employers (or their trustees) tell staff. Staff get what they’re given because bosses know better and advisers know best.   But what … Continue reading →

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Thus speaks the Regulator – and TPAS too!

Posted on September 30, 2015 by henry tapper

Some help is at hand for Britain’s SMEs and their business advisers, but there needs to be signposting to specialist advisers that can apply tPR’s guidance and offer a “definitive course of action”.   The Pension Regulator has published some … Continue reading →

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Calling all accountants and payroll bureaux

Posted on September 21, 2015 by henry tapper

QTAC, the Pension Regulator and Pension PlayPen have got together to provide payroll bureaux and accountants with responsibility for payroll with training on how to stage and manage auto-enrolment. They’re all over the country and will cover the key issues … Continue reading →

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Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt

Posted on September 20, 2015 by henry tapper

A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading →

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Pension PlayPen teams up with aeExchange

Posted on September 16, 2015 by henry tapper

Pension PlayPen has teamed up with Juan Ho’s aeEchange to provide a holistic service for employers struggling with auto-enrolment. Many tens of thousands of employers have already benefited from Ho’s software. Remarkably Payroo, which provides an integrated payroll payment and … Continue reading →

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The left needs steady (not raw) nerves!

Posted on September 15, 2015 by henry tapper

Appalling behaviour from the bulk of the Parliamentary Labour Party I am not a socialist and I didn’t vote for Jeremy Corbyn. I am a Liberal Democrat , I believe in democracy and I want a strong opposition in Government … Continue reading →

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Why Corbynism is radical (and what it means for pensions)

Posted on September 14, 2015 by henry tapper

The most tweeted action of Corbyn’s first 24 hours as Labour leader was to choose to go to a constituency engagement rather than go on the Andrew Marr show. For Labour apparatchnick schooled in two decades of Blairite PR and … Continue reading →

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