Tag Archives: Defined benefit pension plan

10 things we’d see in Monday’s Guidance Guarantee!

Posted on July 20, 2014 by henry tapper

  Tomorrow (Monday 21st July), the Government will announce how it intends to deliver the guidance guaranteed to those reaching state pension age. We want an independent process that helps people  take decisions rather than telling people what to do. We can’t … Continue reading →

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What employers want to help them choose their pension.

Posted on July 18, 2014 by henry tapper

The Pension Regulator has commissioned some research on what small employers want from pensions. I can share with you some of the key findings “48% of small and 79% of micro employers currently have no pension scheme so will have … Continue reading →

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Note to @stevewebb1 – My Pot can follow me to CDC.

Posted on July 16, 2014 by henry tapper

John Ralfe, at a City seminar claimed there was no appetite for CDC either among employers or among members of pension schemes. Well I disagree; the people I talk to who are not in pensions say they want change- new … Continue reading →

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Providers cherry picking pension customers? Whatever next!

Posted on July 8, 2014 by henry tapper

Money Marketing is reporting that insurers are cherry picking the workplace pensions they take on . That this is news says a lot for the appalling lack of underwriting applied by insurers to the pricing of new business in this market over … Continue reading →

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Pension PlayPen- Britain’s most innovative pension consultancy

Posted on July 3, 2014 by henry tapper

  Dawid Konotey-Ahulu mailed me yesterday to tell me we’d been named Engaged Investor’s most innovative pension consultancy. It’s a mark of Dawid’s genorosity that he thought to contact me, even though the firm he started Redington had (along with … Continue reading →

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No small company should spend 103 man days on pensions!

Posted on July 1, 2014 by henry tapper

Paul Foot of Sage is right to point to research carried out by the London Business School that concluded that 103 man days were being devoted to auto-enrolment by companies staging in 2013. I don’t know how you account for … Continue reading →

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“We are as concerned as we can afford to be”

Posted on June 27, 2014 by henry tapper

The DWP has now presented the draft bill that will enable Defined Ambition pensions to be set up, probably from this time in 2016.  While lawyers pour over the clauses, it’s worth considering the responses the Government received to the ideas … Continue reading →

Posted in David Pitt-Watson, dc pensions, defined ambition, defined aspiration, drawdown, pensions, Pensions Regulator, Public sector pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Make AE tardy bosses a “cause of innocent merriment”.

Posted on June 18, 2014 by henry tapper

My object all sublime The stated purpose of auto-enrolment is to include 11m people currently excluded from pensions savings in good quality workplace pension schemes so they can receive more from the pensions system than their state pension entitlement. I … Continue reading →

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Where have April stagers gone?

Posted on June 16, 2014 by henry tapper

Will auto-enrolment flower or blow up? NEST and other providers say the expected flow of April stagers has failed to materialise, raising concerns of widespread flouting of the law by employers. Now Standard Life is calling on the Regulator to … Continue reading →

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The public are in a “win-win” from pensions (for once) !

Posted on June 14, 2014 by henry tapper

  This report appeared in a recent edition of the Telegraph on the Monday before the Queen’s Speech. The insurers have suffered their fair share of turbulence so far this year. The shake-up of the annuities market unveiled in the Budget, … Continue reading →

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