Tag Archives: Risk

A code of good practice for transfer advice?

Posted on February 26, 2015 by henry tapper

  We are rubbish at financial risk and we know it. We take decisions on financial matters with as much confidence as betting on the horses and if our horse falls at the first we blame everyone but ourselves! Small wonder that … Continue reading →

Posted in reward, risk | Tagged , , , , , , , , , , , , , , , , , , | 11 Comments

Any questions on the Guidance Guarantee?

Posted on October 12, 2014 by henry tapper

  This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading →

Posted in advice gap, Guidance, happiness, Retirement | Tagged , , , , , , , , , , , , , , | 3 Comments

RDR and AE – what future for commissions and advisor-charging?

Posted on December 3, 2012 by henry tapper

Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading →

Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement | Tagged , , , , , , , , , | 6 Comments

Wrong is right…. Guest Blog by Steve Delo

Posted on November 3, 2011 by henry tapper

The financial crisis has changed the financial landscape and had a dramatic impact on all investment decision making. Slap bang in the firing line are company pension schemes. And if you’re a trustee of such a scheme, you have onerous responsibilities, … Continue reading →

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Is personality an unrewarded risk?

Posted on May 4, 2011 by henry tapper

Face it – I am your unrewarded risk.
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Posted in Liability Driven Investment, mallowstreet, pension playpen, pensions | Tagged , , , , , , , , , , , , | 4 Comments