Tag Archives: Pension new

Playing the personality card

Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with perceived “personality” to validate all manner of iniquities. For those personalities … Continue reading

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GO ROBO!

The robots are here! But not in the Terminator sense. Think, rather, of Asimov’s creations. Or, for the less nerdy, Rosie from The Jetsons: benevolent machines, doing our hard work but better, faster and more reliably. Across almost all sectors, … Continue reading

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Theft is theft – however and whoever.

    I have been reading about Messrs Grey and Kelly on the FCA’s website. These two advisers systematically pillaged client accounts;  the FCA has found that Mr Kelly what is more Clearly these guys were up to no good … Continue reading

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The market-force and where it has a voice.

Context I spent most of yesterday in company with pension providers at the MarketForce conference in London (and most of the evening whooping it up with my chums in payroll!). The Marketforce Conference is clearly a big deal- brilliantly organised … Continue reading

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How can IGCs engage people with their pensions?

There are three measures by which I am judging the IGC Chair reports Do they speak with a proper tone of voice Do they show themselves effective in dealing with the provider they are governing Have they properly addressed whether … Continue reading

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“PENTECH” slashes the cost of pension advice

Over the weekend I heard a mortgage broker talk about automated mortgage underwriting as “mortech” and as Investec grabbed the technology high ground some years ago, I’m going to lay claim to “PENTECH” for http://www.pensionplaypen.com. I’m proud that what was … Continue reading

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A state of funk! Occupational DC and the pension freedoms.

The Pensions Regulator has published an excellent paper outlining the current position of occupational pension schemes towards providing their members with pension freedoms. You can read it here and for its clear language, well developed argument and comprehensive understanding of the … Continue reading

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No way to run a private pension system

  How can the lifetime allowance possibly be part of  a sustainable system of pension taxation? Good news for those unprotected pension savers who have more than £1m in your pension pots- you probably won’t be paying 55% exit penalties – … Continue reading

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Would you buy a recovering alcoholic a large vodka?

Offering IFAs the prospect of commission is akin to running a meeting of alcoholics anonymous in a pub. Continue reading

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Pensions need to be sold for the sausage not the sizzle.

A great observation from Steve Groves, CEO of partnership this morning. @henryhtapper @tcfDAN @clivewaller healthy people were buying to early. Lie expectancy increased 10yrs and annuitisation age didn't move… — Steve Groves (@Sjg3G) January 12, 2016 By “buying” Steve means … Continue reading

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