Historian Joseph S Moore's book, "How To Get Rich The American Way", challenges these illustrations of 200-year compounding, Henry. The…
The article link you posted simply goes to my alma mater's website, the Adam Smith Business School at University of…
Yes Derek, I gave the quotation origin in the second post. The U.K. is not always as united and the…
Your quote, John, is from an essay "This is why UK living standards are struggling to improve", published today in…
Tag Archives: IGC
Royal London’s IGC kicks off reporting
Royal London’s IGC yesterday became the first to report on its activities in the past 12 months. The report is 9 pages long , is readable and contains some substantive improvements which the IGC has negotiated with Royal London to … Continue reading
Posted in pensions
Tagged Business, governance, IGC, pension, pensions, Phil Loney, Philip Green, Retirement, Royal London, Steve Webb
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Fanning the faint flame for better workplace pensions
Over the next few weeks, Britain’s various IGCs (and baby IGCs) will be reporting on the state of the insurers and the non-insured SIPP providers from an independent viewpoint. I have berated some of the IGC Chairs for being confused … Continue reading
Posted in pensions
Tagged dc, Defined contribution plan, FCA, governance, IGC, law, Leonard Cohen, Money Purchase, pensions, regulation, TPR
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Eurovision for the IGCs -they could do worse!
Over the next few weeks the 25 or so Independent Governance Committees that jointly oversee the activities of the life insurers who manage our pensions will produce their reports. The success of their reporting will be judged , I suspect, … Continue reading
Posted in pensions
Tagged Better, Chairs, Eurovision, governance, Government, IGC, Mundanity, pensions, trustees, workplace Pensions
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Good (and bad) news on investment fee disclosure!
The FT reports that the Investment Association has stated “we can see a way to build an underlying system, a common template, that will provide data tailored in a way that is suitable to both retail and institutional investors” That’s … Continue reading
Posted in pensions
Tagged Charge cap, DWP, FCA, Fees, IGC, Investment, pension, TPR, tranaparency
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What will keep the “I” in the IGC?
In April, the Independent Governance Committee’s (IGCs) set up by insurance companies to keep an independent eye on their (the insurance company’s) behaviour, will report. There has been some confusion about who they are reporting to, to me there is … Continue reading
Can the pension insurers win back their customers’ respect?
IGCs are ours to use and not the insurers to castrate. Continue reading
Posted in governance, investment, later life, leadership, Pension Freedoms, pension playpen, pensions
Tagged advosors, Fiduciary, Government, IFAs, IGC, Inurer, pension, Pension Freedoms, Politics, Ros Altmann
4 Comments
“Winning hearts and minds” – what IGCs can do for retirement saving!
What so concerned many of us when we read the comments from the Independent Governance Committee’s recent meetings at Evershed’s city offices, was that they showed no unified sense of purpose, no urgency and worst of all – confusion about … Continue reading
Posted in governance, investment, pensions
Tagged auto enrolment, Business, corporate governance, Financial services, governance, Government, hearts and minds, IGC, Independent Governance Committees, Indpendent, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Politics, Ros Altmann
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IGCs – 6 months in – a worrying lack of diversity.
In April 2015, insurers offering personal pension contracts were required to set up Independent Governance Committees as a result of the findings of a study by the Office of Fair Trading that concluded Also in April 2015, the FCA issues a … Continue reading
When is a fiduciary independent?
It’s a question asked by Karen Wake on twitter @JosephineCumbo @henryhtapper @DominicLindley @greggmcclymont So … what is "independent"? We might be chasing a tornado here — Karen Wake (@pensionmonkey) October 29, 2015 I’m not into chasing tornadoes so I’ll try … Continue reading
Such an important topic! Students need skills that prepare them for real-world challenges.