Category Archives: Retirement

Not saving replaces debt as Britons’ biggest financial regret

Posted on January 3, 2012 by henry tapper

Not saving replaces debt as Britons’ biggest financial regret Continue reading →

Posted in Bankers, Martin Lewis, NEST, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Don’t tell me what to do – give me advice!

Posted on January 2, 2012 by henry tapper

In a recent polldaddy poll I asked whether people would pay for advice to get information, find out their options or to be told what to do. 60% of people wanted options , 30% wanted to be told what to do and 10% … Continue reading →

Posted in corporate governance, customer service, dc pensions, de-risking, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , | 5 Comments

My five big challenges for twenty twelve

Posted on December 22, 2011 by henry tapper

If I thought I’d be here twelve months ago I wouldn’t have bothered. I’d have gone straight to jail, not passed go and not collected my £200. I reckon most of us would have preferred to be on the subs … Continue reading →

Posted in annuity, Bankers, corporate governance, customer service, dc pensions, NEST, Retirement, Salford Quays, social media, Treasury | Tagged , , , , , , , | Leave a comment

Unexpected risks – people just don’t get pensions (education).

Posted on December 19, 2011 by henry tapper

We’re all aware that investing in the stockmarket is a “risky” business, it’s easy to understand how the sharp falls in stock markets impact on your savings and as stock market falls are the staple of media reporting, it’s not surprising that … Continue reading →

Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, FSA, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , | 6 Comments

What price certainty?

Posted on December 11, 2011 by henry tapper

                                The cost of certainty changes in proportion to the amount of certainty. The more flexible your guarantee, the more it’s going to cost you. I … Continue reading →

Posted in annuity, pensions, Retirement | Tagged , , , , , , , | 1 Comment

Not much fun for the over 55’s

Posted on December 7, 2011 by henry tapper

Great stuff from Aviva 07 December, 2011 Savings pots fall 27% since December 2010 Average annual income down 4% and inflation up 5.4% since December 2010 Equity in property now eight times the size of the average pension pot Despite … Continue reading →

Posted in dc pensions, de-risking, NEST, pensions, Retirement | Tagged , , , , , , , | Leave a comment

Beyond belief – investment philospohies in the DC world

Posted on December 7, 2011 by henry tapper

Investment Philosophies are what Asset Managers use to justify fees- Investment Beliefs are how trustees justify paying them. Continue reading →

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , | 2 Comments

A necessary strike

Posted on November 30, 2011 by henry tapper

If there’s one area of consensus among the politicians this morning, it’s that the national pensions strike called for today (30th November) is unnecessary and something this country can ill afford. I disagree – this is a necessary strike, not … Continue reading →

Posted in annuity, corporate governance, dc pensions, Liberal Democrats, NEST, Retirement | Tagged , , , , , , , | 3 Comments

Treasury 1 DWP 0 (Steve Webb o.g. 89 minutes)

Posted on November 28, 2011 by henry tapper

I wouldn’t like to be Steve Webb this afternoon. Having protested for the past few weeks that the DWP‘s auto-enrolment timeline was carved in stone, we learn today that employers with 3000 or less employees  (for details follow this link!) will have another year or so to … Continue reading →

Posted in Bankers, Church of England, customer service, dc pensions, Liberal Democrats, Middle East, pension playpen, pensions, Retirement, Treasury | Tagged , , , , , , , , , | 1 Comment

Why pay for advice? Take the poll!

Posted on November 26, 2011 by henry tapper

[polldaddy poll=5703072] This is a question that troubles me – not surprising as I’m a pensions adviser who reckons his job is to get people to the point when they can manage their pension affairs by themselves. If advisory self sufficiency is … Continue reading →

Posted in corporate governance, dc pensions, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , , , , , , | 6 Comments