Tag Archives: Pension Schemes Bill

DB pensions are in a hole, let’s swap the DWP’s spade for a ladder

    Bowles my liege… It’s a great shame to read Guy Opperman excising Sharon Bowles amendment to the Pensions Act. The Bowles amendment  would give open pension schemes the capacity to be funded as ongoing concerns rather than being … Continue reading

Posted in dc pensions, de-risking, DWP | Tagged , , , , , , | 2 Comments

Bowles, my liege! DWP’s cruel blow to open pensions

Like a U-boat slipping silently out of its berth, amendments to the Pension Schemes Bill were launched into the rough swell of political waters on Monday (19th). You can read the amendments here, though they seem to have eluded even … Continue reading

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Would CDC have surfed the pandemic’s waves? Aon think so

Earlier this week Willis Towers Watson explained how  an individual’s buying power from a CDC scheme could be 70% higher than from a conventional DC scheme. Hot on its heels, Aon analysis shows UK CDC schemes would have weathered 2020’s … Continue reading

Posted in actuaries, advice gap, CDC, pensions | Tagged , , , , | 2 Comments

Opperman – pensions are for the long term

  It was good to see Guy Opperman speaking at Professional Pensions Live. This is my take on his speech and the direction of Government pension’s policy as we come out of lock-down and into the summer recess! Recently Guy  … Continue reading

Posted in advice gap, age wage, Dashboard, open pensions, Pension Freedoms, pensions | Tagged , , , , , , | 1 Comment

Lets stop kidding ourselves about pensions

Three things prompt me to write this article The work of Dr Iain Clacher and Con Keating into the unequal burden regulation places on the sponsors of defined benefit pension schemes The agreement between unions, Government and employers in the … Continue reading

Posted in age wage, CDC, consolidation, pensions | Tagged , , , , , | 6 Comments

Time for some fresh thinking on CDC

  The Pension Schemes Bill is making its way through the House of Lords but now seems unlikely to get Royal Assent before July. If it misses its target and we don’t get an Act till the Autumn, a Royal … Continue reading

Posted in advice gap, age wage, CDC, pensions | Tagged , , , , , , , | 4 Comments

Now it’s a Pension “Green” Bill

  The Government has introduced  radical new amendments to the Pension Schemes Bill  which allows it to force effective governance and disclosure of climate risk by occupational pensions schemes. What’s “radical” is that these amendments give the DWP the power … Continue reading

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The employer’s “duty of care” to choose a workplace pension; the parliamentary debate.

In my most recent blog, I expressed a hope that the amendment to the Pension Schemes Bill would be accepted (in the full knowledge that it wouldn’t). It was withdrawn by the Shadow Pensions Minister but not without debate. I … Continue reading

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“Famine or feast pensions”- demand advice is better spread.

Where you work not how you work determines your pension prospects. If you choose to work for a blue chip company or for the Government you can expect at worst a high contribution to a workplace pension and at best a … Continue reading

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Parliament debates CDC -with a twist in the tail!

If you are generally interested in the way Britain will develop private pensions in the next twenty years, I would strongly recommend watching the two sessions of the General Committee reading the Pension Schemes Bill, The link to the video … Continue reading

Posted in CDC, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , | 2 Comments