Tag Archives: Dutch

“What’s expensive for a pension these days?”

Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading

Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement | Tagged , , , , , , , | 24 Comments

Why I’m a grumpy pension old man!

The day I wrote this I was off to Wakefield to be filmed as a grumpy old man. The results of this filming can be viewed on you tube here Stanley Matthews was still playing professional football at an older … Continue reading

Posted in annuity, pension playpen, pensions | Tagged , , , , , , , | 5 Comments

Abusing the voice of the people – a call for better pensions

Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and  those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading

Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 5 Comments

Can we get our business leaders to bother with pensions?

Our business leaders, a unique band of not more than a couple of thousand men (mostly), have not been leading the debate on workplace pensions. While Steve Webb and the DWP have proclaimed auto-enrolment as a transformational event, those charged … Continue reading

Posted in auto-enrolment, CDC, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, defined aspiration | Tagged , , , , , , , | 5 Comments

Getting CEOs and Chairmen “seriously relaxed” about pensions.

I don’t normally hob nob with FTSE 30  Chairmen so when I met one at a party over the weekend I hit on him about pensions…this is the nub of the conversation Me-What do you know about auto-enrolment? Chairman-My pension person … Continue reading

Posted in auto-enrolment, corporate governance, pensions | Tagged , , , , , , , , , , | 12 Comments

Challenging “received ideas”

Psittacism is the act of repeating something parrot fashion and I’ve seen a lot of it in the past couple of days. Received ideas are concepts that have been so often repeated that they can hardly be challenged. We know when we … Continue reading

Tagged , , , , , , , | 2 Comments

Can pension saving really grow the economy?

Putting a stealth tax on an employer’s wage bill of 3% and frog-boiling millions to reduce their take home by up to 4% doesn’t fit comfortably with a growth strategy for the economy. Less money to spend. Many regard UK pension policy … Continue reading

Posted in auto-enrolment, dc pensions, de-risking, defined aspiration, happiness, Henry Tapper blog, NEST, Payroll, pension playpen, Popcorn Pensions, Retirement | Tagged , , , , , , , | 3 Comments

So you want better pensions?

I’m going to Holland next week to talk to European Fund Managers about how they engage with the UK DC market, it could be a short presentation. Ironically, the Dutch  pension system is delivering 50% more pension – per pound … Continue reading

Posted in annuity, auto-enrolment, Change, Management, Martin Lewis, pensions, Personal Accounts, Retirement | Tagged , , , , , , , | 9 Comments

The Spurious Certainty of Chicken Licken

There are two certainties – death and taxes; oh – add to that a pension in payment! Or so the officers of the DWP , the Government Actuary and the Pensions Regulator would have it. GAD tried to knock the idea … Continue reading

Posted in annuity, dc pensions, de-risking, defined aspiration, Management, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , | 125 Comments

Whatever happened to “stakeholder economics”?

When Blair swept to power in 1997, Will Hutton‘s vision of a stakeholder economy was central to New Labour‘s vision. While the idealism of those years is now derided, I prefer it to the negativity of today’s commentary. Listening to … Continue reading

Posted in Bankers, corporate governance, Henry Tapper blog, Jersey, pension playpen, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , , , , , , , | 4 Comments