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Tag Archives: CDC
Pension Thunderbirds are go! Richard Smith counts down
There are three things that will matter to people and their pensions in the first half of 2027 The arrival of the first multi-employer CDC plans DC pots default at retirement to lifetime retirement incomes Pension Dashboards what’s coming to … Continue reading
Posted in pensions
Tagged CDC, default, Pension Dashboard, pots, Richrd Smith, Thunderbirds
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Employers can regain ownership of pensions with CDC
Some time ago we came to the conclusion that employers no longer had the same ownership of their pension funds. Ownership has passed to insurers who bought out what they once thought their pension funds, it has passed to the … Continue reading
When earnings don’t keep up with inflation (like now) we’re getting poorer.
According to the FT , we are about to enter our fourth period when earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price … Continue reading
Forget future austerity where prices rise faster than earnings – even in pensions!
According to the FT , we are about to enter our fourth period when earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price indexation … Continue reading
Posted in pensions
Tagged austerity, CDC, CPI, dc, Inflation, Pensions, RPI, UK inflation
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Webb says we need the triple lock because private pensions aren’t taking up the strain
Steve Webb isn’t afraid to hold back and though he recognises that the triple-lock isn’t sustainable, he sees no alternative to continuing it right now for people who are ill-served by private pensions. In short, a decent state pension remains vital because … Continue reading
Wow, a CFO blown away by an analysis of CDC? We have a proper debate here!
Wow!!!! This is the comment of Pension Oldie , known as an accountant , CFO and vintage Pension Trustee. He continues after admitting to have been blown away by Christos Christou’s work of genius Wow! I will need to re-read … Continue reading
CDC vs Individual DC: Why there is no time to waste in embracing CDC
A quantitative assessment of the case for Collective Defined Contribution pensions Christos A. Christou | PMI Professional Trustee | April 2026 Executive Summary This paper examines CDC and compares it to DC. It argues that CDC may be materially better … Continue reading
“If we get it right, people will feel good and do nothing” ; Quietroom’s Joe Craig on a CDC wage for life.
Nice one Joe Craig ; it’s good to hear an expert communicator speaking about the position of ordinary people It’s what Terry Pullinger did with 120,000 postal workers. Terry explained to me that what people want to know is … Continue reading
Will I ever understand bonds?
The FT comment suggests that gilt rates are a political commentary from the financial markets. I learn at the start of this long weekend that we could be less likely for increases in rate rises because a man who is … Continue reading
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Tagged 30 year gilts, Bonds, CDC, gilts, Patrick Heath-Lay, Pensions, Stuart Kirk
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Can the private sector afford to pay inflation linked pensions?
Of course we do pay inflation linked pensions though corporate and personal taxes, we pay for the public servants to get full CPI linkage so their wage in retirement will go up with inflation without a cap, some still get … Continue reading
Posted in pensions
Tagged CDC, CPI, dc, increase, Inflation, Level, pension, Pension Dashboard, Retirement Wage, SMPI
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