Category Archives: napf
“Comply or explain” – will “bottom up” regulation work for pensions?
“Comply or Explain” is a phrase that crept into the “corporate governance” lexicon after the 1992 Cadbury report. The idea’s that rather than demand compliance with Government standards, regulators give companies the option to comply or explain why they haven’t. … Continue reading
Posted in auto-enrolment, club pension, corporate governance, customer service, Fiduciary Management, Financial Education, napf, NEST, pension playpen, pensions, Retirement
Tagged Comply or explain, Employment, Government, Martin Lewis, National Employment Savings Trust, pension, Pension Regulator, Regulator
11 Comments
Right direction – wrong speed! Defining a “good” workplace pension.
I like the rhetoric, what the DWP and tPR are saying is going in the right direction, I hope they can keep their foot to the floor so that companies and trustees staging next year can get it right first time. Continue reading
Posted in dc pensions, Management, napf, Payroll, pension playpen, pensions, Retirement
Tagged DWP, Employment, Good governance, Government, O'Higgins, pension, Regulator, Self-invested personal pension
12 Comments
A chance to keep companies with DB pensions solvent
Income and Corporation taxes tend to dominate the mindsets of the rich, they are meaningless to those who don’t pay them. Unsurprisingly, it is the headline aspects of the Chancellor’s autumn statement that have captured the headlines. This small clause was initially … Continue reading
Government 9 v Pensions 0 (HT 4-0 (Brown 3 NAPf 1(og)) 2nd half Osbourne (5))
Today was billed as the biggest showdown between the pension bigwigs and the Chancellor since Gordon‘s tax raid in 2007. In between meetings I tried to keep up with events from Westminster and it seemed the second half of the … Continue reading
A defined ambition scheme that would work
Members want two things from their pensions, a decent retirement when they knock off work and certainty that they’ll get it during their working lives. It is extremely expensive to achieve these things and beyond the means of most people. If … Continue reading
Posted in actuaries, annuity, David Pitt-Watson, dc pensions, de-risking, Management, napf, NEST, pensions, Popcorn Pensions
Tagged Balance sheet, Employment, Government, Michael Portillo, pension, Pension Protection Fund, Retirement, Scheme
5 Comments
What do we mean by good?
Spending time in Liverpool this week has given me the chance of spending time with clients, fellow advisers and those who market the products our clients use. The NAPF Conference is a time when you can look at what you are doing , compare … Continue reading
NAPF Conference Report (from our man not on the spot)
My attempt to create a one man fringe event at the NAPF was short-lived and I spent the majority of the past 48 hours ensconced in various coffee shops and bars listening to Conference Reports from playpen cronies. The feedback … Continue reading
Posted in auto-enrolment, dc pensions, de-risking, napf, NEST
Tagged Brussels, Gregg McClymont, Jenny Davidson, Martyn Lewis, NAPF, Paul Lambert, pension, Steve Webb
7 Comments