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Category Archives: corporate governance
Unexpected risks – people just don’t get pensions (education).
We’re all aware that investing in the stockmarket is a “risky” business, it’s easy to understand how the sharp falls in stock markets impact on your savings and as stock market falls are the staple of media reporting, it’s not surprising that … Continue reading
Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, FSA, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, Treasury
Tagged Financial services, Government Actuary's Department, Holborn, National Employment Savings Trust, pension, Solvency II, Stock market, Sunday Telegraph
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When someone takes you over – stealing your e-mail identity
At 7.50 yesterday I logged onto my Gmail account in Leeds to find a message saying I’d changed my password twenty minutes before. Twenty minutes later I got a call from a friend in Australia that I’d asked him for money to … Continue reading
Posted in corporate governance, customer service, social media
Tagged Australia, Facebook, Google, Identity theft, Mail, Password, Security, Spain
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Beyond belief – investment philospohies in the DC world
Investment Philosophies are what Asset Managers use to justify fees- Investment Beliefs are how trustees justify paying them. Continue reading
He’s not a politician – he’s just a very naughty boy
Clarkson is not a politician, he is an obnoxious controversialist trying to be a comedian Continue reading
A necessary strike
If there’s one area of consensus among the politicians this morning, it’s that the national pensions strike called for today (30th November) is unnecessary and something this country can ill afford. I disagree – this is a necessary strike, not … Continue reading
Why pay for advice? Take the poll!
[polldaddy poll=5703072] This is a question that troubles me – not surprising as I’m a pensions adviser who reckons his job is to get people to the point when they can manage their pension affairs by themselves. If advisory self sufficiency is … Continue reading
Posted in corporate governance, dc pensions, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, social media
Tagged Actuary, Employment, Financial adviser, Financial services, Government, Little Boys, National Employment Savings Trust, pension, Retirement, Technical support, Time immemorial, WB Yeats, Yeovil Saturday
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Meaningless choice
“choices should only be offered where they are meaningful, timely and can be taken in the full understanding of both up and downside”.
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Posted in annuity, corporate governance, customer service, de-risking, Fiduciary Management, Liability Driven Investment, NEST, Retail Distribution Review, Retirement
Tagged Business, Debora Price, Decision making, Eagle Star, Eagle Star Insurance, Einstein, Employment, Fiduciary Management, Financial Capability, Financial literacy, Financial services, Galileo, Gallileo, Newton, pension, Quantitative easing, Social group, trustee, United States, Wittgenstein
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Fair pensions at work.
How bosses decide to be paid is not just up to them. The shareholders, those lending money to the company and – not least – the rest of the workforce have a keen interest in making sure the company’s profits … Continue reading
Sacred cows at the abattoir
In her 45 minute talk, Debora led us to an abattoir of sacred cows where we saw strung up on meat hooks our most cherished hopes. Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, Fiduciary Management, NEST, OECD, pension playpen, Retirement
Tagged Assisted Living, Basil D'Oliveira, Business, Debora, Debora Price, Equity release, Government, Health, long term care, Nicola Horlick, Nursing home, pension, Retirement, Ros Altmann, Self-sufficiency, Senior Health, United States
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