Category Archives: advice gap

Are you getting pension consultation fatigue?

Posted on September 17, 2021 by henry tapper

It looks like plenty of us are As well as being year 2 of the pandemic, 2021 continues to be the year of the pensions consultation #ConsultationFatigue https://t.co/ZKN0luwqLo — Tess Page (@Tess_invests) September 16, 2021 While #ConsultationFatigue isn’t trending, conversations … Continue reading →

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Eri-tation ; time to come clean on DC pensions.

Posted on September 14, 2021 by henry tapper

Eritability Of all the time wasted talking about pension dashboards, the time wasted on “estimated retirement income” irks me most. It is not the sight of actuaries arguing over annuity and growth rates that irks me , it’s that the … Continue reading →

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Keating moves the dial towards collective DC pensions.

Posted on August 26, 2021 by henry tapper

The work done by Iain Clacher and Con Keating on creating a consistent  framework for a fair , sufficient  and sustainable way of returning to funded pension provision is too important to sit on an academic bookshelf. We have DC … Continue reading →

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“It’s all about the framing” – Stefan Lundbergh on ‘de-risking’ our pension pots

Posted on August 22, 2021 by henry tapper

This article was first published on linked in It’s well worth following Stefan and indeed linking in to him as he has a range of good articles on that platform. A new one is coming on pension choice – always … Continue reading →

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If you’re choosing a financial adviser – listen to Alan.

Posted on August 22, 2021 by henry tapper

Tips for picking advisers include going through their Twitter feed and avoiding those driving a posh car as your fees are paying for it. Judging by some adviser posts, Teslas seem to be a preference https://t.co/g20BfANoM7 — Ali Hussain (@AlihussainST) … Continue reading →

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MaPS’ green blind-spot tars good drawdown guidance!

Posted on February 3, 2021 by henry tapper

Following yesterday’s post on MaPS’ new service guiding people to pension options, I’ve seen quite a bit of feedback from providers, but no comment from consumers – it would be good if MaPS can report on the use of the … Continue reading →

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Putting our money where their mouth is? We’re not there yet!

Posted on February 2, 2021 by henry tapper

Last night I had the chance to listen to the Lord Mayor’s lecture – organised by Gresham College which is a few yards from where I live. If this had happened last year, I would not have been invited or … Continue reading →

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Still no evidence that pots are becoming pensions!

Posted on January 30, 2021 by henry tapper

There’s not been much discussion about the HMRC’s latest update on what’s being drawn down from  our pensions and what there has been has interpreted the data differently. Alistair Mcqueen has tweeted positively New pension freedom data out today. Total … Continue reading →

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Wrong in the right way – LGIM are right in everything but their conclusions

Posted on January 29, 2021 by henry tapper

RIP’s or investment pathways as they are more commonly known, don’t default you into a course of action but ask you to choose between four courses of action (with the option to do whatever you like as a fifth). They … Continue reading →

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Moral hazard and the “compo culture”- must good pay for bad?

Posted on January 26, 2021 by henry tapper

Blow to the trust in our profession. We could have organized to help people and divi the work for an industry wide agreed fixed fee on this. People matter. #financialplanning #values #trust https://t.co/wJghgWZEOe — Clémence Chatelin (@CChatelin) January 25, 2021 … Continue reading →

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