Category Archives: workplace pensions

“In pensions we trust” – when our data is trusty!

Posted on December 5, 2020 by henry tapper

Yesterday I talked about how we can  performance analysis of individual pension pots to sense check the quality of data. The idea is to make sure that once contributions reach the pension provider, they are properly recorded and people can … Continue reading →

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Judging your workplace pension (by saver outcomes)

Posted on April 29, 2020 by henry tapper

Defaqto has produced an important piece of work for financial advisers wanting to help employers get to know their workplace pension. You can access it via this link (there is a little signing up to do to get there) As … Continue reading →

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Holy Pentechola! It’s Scam Man & Robbin’

Posted on April 29, 2020 by henry tapper

  Four of the UK’s leading digital pension platforms have collaborated to create an engaging new online game that aims to educate consumers about pension scams in response to a spike in online fraud. The launch of Scam Man & Robbin’ follows … Continue reading →

Posted in age wage, pensions, social media, workplace pensions | Tagged , , , , , , , | 1 Comment

We can have venturous investment within the pension charge cap

Posted on September 25, 2019 by henry tapper

I’m a big fan of the British Business Bank (BBB) which helps start-ups like AgeWage organise the money to get them up and running and helps them grow. I’m also a fan of their idea of making workplace pension work … Continue reading →

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , | 1 Comment

A “pension free” press?

Posted on November 20, 2018 by henry tapper

I’m not surprised by news that the PPF has referred the pre-pack of Johnston Press to the Pensions Regulator. While reassuring members that such a referral doesn’t impact their rights to be in the lifeboat, PPF are asking whether the … Continue reading →

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The human cost of marking our pensions to the market

Posted on October 1, 2018 by henry tapper

  The debate at the CSFI mid week between Norma Cohen and John Ralfe on one side and Jon Spain and Dennis Leech on the other – seems to have focussed on the economics of pensions. I’d like to widen … Continue reading →

Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, workplace pensions | Tagged , , , , , , , | 1 Comment

How to run a pension at 1/30th the cost of the pension charge cap.

Posted on January 8, 2018 by henry tapper

  How much does it cost to actively manage Alecta, Sweden’s largest workplace pension provider? The answer, according to Magnus Billing – is 0.024% of the funds assets each year. That’s less than 1/30th of the 0.75% cap imposed by … Continue reading →

Posted in advice gap, pensions, Value for Money, workplace pensions | Tagged , , , , , , | 2 Comments

John Kay – practical solutions to the FCA’s problems – please!

Posted on June 30, 2017 by henry tapper

Passive management must be valued In a lukewarm response to the FCA’s Asset Management Market study, John Kaye comments.  Greater transparency of charges will do little harm, but will also make little difference. Those customers who do focus on price … Continue reading →

Posted in advice gap, pensions, workplace pensions | Tagged , , , , | 1 Comment

DB pension heading for the PPF? – Read this!

Posted on May 24, 2017 by henry tapper

  Here are some things you didn’t know about the Pension Protection Fund (PPF). If you are in a pension scheme heading in that direction you should read this! While most people think it would be an unmitigated disaster to see … Continue reading →

Posted in de-risking, pensions, workplace pensions | Tagged , , , , , | 4 Comments

Snap elections – people – and policy! #GE17

Posted on April 20, 2017 by henry tapper

Snapping people The cost of a snap general election will be highest for the politicians, their advisers  and their families who lose their livelihoods on June 8th. It is tough on MPs, especially those who joined since the 5 year term … Continue reading →

Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions, workplace pensions | Tagged , , , , , , , , , , | 3 Comments