Monthly Archives: December 2018

The fight for proper dashboards is just beginning.

  The collective intake of breath that greeted the eventual publication of the Government’s feasibility study and consultation paper was palpable. Now – a week on – perhaps we can stop congratulating each other and get on with delivering a … Continue reading

Posted in Dashboard, pensions | Tagged , , , | 1 Comment

Why do people take pension choices that make them sad?

I’ve been reading a short report by Demos for Legal and General. L&G provide annuities and want to understand  the fall in the numbers of annuities purchased. The retirement riddle is that the choices people are taken since the pension … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , | 7 Comments

Pension Dashboards – time to respond!

At a recent PPI seminar, Laurie Edmans reminded us that he had been responsible for helping Government nearly deliver combined pension forecasts in 2004 – nearly 15 years ago. I wrote to Laurie thanking him for chairing an excellent event … Continue reading

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Contingent charging – “commission” by another name?

Along with Al Rush, Jo Cumbo , Michelle Cracknell – I was interviewed yesterday by the BBC Moneybox team for a Christmas special on pension transfers. It’s always good doing these things as it forces you to say what you … Continue reading

Posted in advice gap, pensions | Tagged , , , , | 3 Comments

Re-deploying our pension winners!

Webb for Regulator? This rumour has sparked a twitter storm among those who think Steve Webb is conflicted in potentially exercising the powers of the Pensions Regulator on policies he initiated as pensions minister. Exclusive: Sir Steve Webb, the former … Continue reading

Posted in Big Government, Blogging, pensions | Tagged , , , , , | 2 Comments

The FCA finally get to the bottom of why transfers have been mis-sold.

I feel like singing hallelujah! The FCA’s findings from their transfer review are brilliantly presented here by NMA’s Talya Mistry.Misiri Here’s how she sums things up The findings highlighted that less than 50% of advice was suitable. It said that … Continue reading

Posted in BSPS, pensions | Tagged , , , | 2 Comments

Listening to what is being said.

Colin Meech wins the peace A couple of days ago, I spent an enlightening hour in Parliament listening to the witness of Colin Meech and Jonathan Lipkin to the Work and Pensions Select Committee. I have known Colin a few … Continue reading

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AgeWage – the value of consumer values

This article is  by Oliver Tapper, who is currently working with me, taking a year out of University. It represents our thinking on how ESG should be integrated into our business and gives some thought to how our business can … Continue reading

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UK – OK! Disclosure battle won – now let’s win the peace.

The PPI have produced a really excellent paper “Charges, returns and transparency in DC – what can we learn from other countries?” The report, sponsored by Which? explores UK charges for pension schemes against those in the US, Australia, the … Continue reading

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Lord share their data – but not yet!

Augustine’s wayward prayer – “Lord, make me holy – but not yet”, sprung to mind as I sat with the dashboardistas in Parliament yesterday. The Government’s “Pensions Dashboards – working together for the consumer” is a pretty vague document which … Continue reading

Posted in customer service, Dashboard, pensions | Tagged , , , , , | 2 Comments