Monthly Archives: December 2018
The self-employed do themselves and the rest of us NO PENSION FAVOURS
In addition to safeguarding the rising state pension, we will continue to support the successful expansion of auto-enrolled pensions, enabling more people to increase their retirement income with help from their employers and government; we will continue to extend auto-enrolment … Continue reading
“They’ve got Charles Counsell – he’s one of their own”
As a kid I always preferred home-grown, beat the expensive imported stuff. So it seems does the Pensions Regulator – who’ve eschewed the great and the good and gone for one of their own. Those of us who have … Continue reading
“Deliver me a world without work”!
In almost every conversation I have had about the purpose of a pension dashboard, up comes the word “engagement”. Engagement has become the horse to the savings cart, “you can’t expect people to save more unless you’ve engaged them with … Continue reading
Time for a re-think on drawdown practice? – Clive Waller
This article by Clive Waller is great because it comes from a good heart. Many advisers reading it will not find it good at all, it calls into question the sustainability of their business model. Many of their customers, who probably … Continue reading
The price of being sick in the head
“Sick in the head”? The phrase doesn’t quite work for Tina – a 38 year old Mum who suffered from post-natal depression and then found her life and critical illness insurances 30% more expensive than if she hadn’t declared … Continue reading
Posted in advice gap, annuity, pensions
Tagged comparison websites, declare, depression, impaired life, Insurance, mental illness, Technology, Tina
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Finding our pensions
In a vigorous debate at DWP HQ, two quite different approaches to finding pensions emerged. This blog helps people to understand what the debate is about and why it matters to everyone. It matters because there is some £20bn. … Continue reading
Posted in Dashboard, pensions
Tagged API, Dashboard, DWP, open pensions, Origo, Pension Bee, pensions
2 Comments
Assistance, guidance and equipment for the future – that’s what we all need!
I am off to Westminster this morning to meet the new boss of the Single Finance Guidance Body. We’re not going to be talking dashboards – he’s in dashboard purdah till the consultation’s over. My agenda is AGE – Assist-Guide-Equip. … Continue reading
The hidden costs of charges are pants!
Yesterday’s Moneybox with Lesley Curwen was a cracker. It brought together the voices of a number of investors together with the views of Michelle Cracknell, Chris Sier and Gina Miller. All were clear and interesting But the best contribution came … Continue reading
Posted in auto-enrolment, corporate governance, pensions, pot
Tagged chris sier, IDWG, Jeff Houston, LGA, Michelle Cracknell, pensions, VFM
4 Comments
The People of the Abyss
I went to Sherborne yesterday on a steam train. I decided to spend the long journey home reading the People of the Abyss by Jack London – an account of London’s time with “vagrants” in London at the turn … Continue reading
Posted in pensions
2 Comments
Auto-enrolled through L&G/Ease – read this.
This blog is written for employers and advisers who have used or assisted with the ITM eAsE link to L&G’s workplace savings Plan. You are where you are – here is some context and some thoughts on your position] For … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Ease, ITM, L&G, LGIM, pensions, Technology, workplace pension
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