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Tag Archives: Treasury
Innovative pensions for the mass of us!
In its Retirement Outcome Review (interim report), the FCA were clear on evidence of a problem The blame lies not with thick consumers but with lack of competition If competition is not working effectively and consumers make uninformed retirement income decisions this could lead to … Continue reading
Posted in advice gap, auto-enrolment, DWP, pensions
Tagged CDC, DWP, FCA, GAD, NEST, pensions, Scheme Pensions, Treasury
8 Comments
Three cheers for the FCA Asset Management Market Study
I got to read MS15/2.3 last night. It was a good read. It’s long and detailed but it’s key findings and remedies are short enough to be listed here. There are the remedies that need a little more consultation;- that … Continue reading
Posted in FCA, Financial Conduct Authority, First Actuarial, pensions
Tagged DWP, FCA, MS15/2.3, Treasury
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Pensions before politics!
It must be odd to hear your job is up for grabs in six weeks time. Even with a 10,000 majority, Richard Harrington MP – our Pensions Minister – must have been a little flustered by the announcement from … Continue reading
Posted in pensions
Tagged Brighton, estate agents, football, Pensions Dashboard, Property, property rights, simon kirby, Treasury, watford
1 Comment
A pensions dashboard brings its own risk.
A need for pension I am keen not to pour cold water on the pensions dashboard, but I am not having it promoted as the game-changer to savings behaviour. The pensions dashboard is what Martin Clarke, the Government Actuary, refers to … Continue reading
Posted in advice gap, pensions
Tagged ABI, FinTech, GAD, Government, John Cridland, Martin Clarke, pension, Pensions Dashboard, Treasury
2 Comments
Is there any “challenge” to this Pension Dashboard?
I was invited yesterday to the Treasury’s “Challenge Panel” , held to discuss the proposals for the pensions dashboard, a prototype of which will emerge next month. Actually, I wasn’t invited – I went in someone else’s place. I went … Continue reading
Posted in pensions
Tagged ABI, challenge panel, Empowerment, HM Treasury, Pension Dashboard, Pension Freedoms, Treasury
1 Comment
Pension Dashboard – cure or curse?
This lunchtime , the Pension PlayPen lunch will be discussing this very question. If you’d like to have your say in what is likely to be a robust discussion, get yourself to the Partners Room in the Counting … Continue reading
Posted in pensions
Tagged FinTech, Pension Dashboard, Pension Digitati, Retirement, Technology, Treasury
2 Comments
£500 “wealth cheques” written by those “just getting by”.
First the facts The Treasury has upped the amount savers will be able to draw from their pensions to pay for financial advice from £500 to £1,500. In August, the Government set out plans for a £500 “pensions advice allowance” … Continue reading
Myopia and the alternative fact
Not all prejudice is ill-intentioned, I know the author of this comment on a recent blog. He is not ill-intentioned – just short-sighted. There is no one interested to have defined benefit pensions in the UK. They are seem as … Continue reading
Posted in pensions
Tagged Beveridge, DB, dc, Government, Investment, Plan, retail, Savings, Treasury, Vision
2 Comments
Pension Wise+Pension Dashboard=?
You’ve probably seen the splurge of advertising for Pensions Wise, as it eases towards a new brand. Odd! Someone’s got a budget to burn! In a couple of months we’ll have a new brand and a whole load more rules … Continue reading
Posted in pensions
Tagged advice, Guidance, Margaret Snowden, Pension Dashboard, pension reform, Pension Wise, Treasury
4 Comments
The demise of Pan-European-Pensions
This blog was prompted by reports that Britain is fast withdrawing QROPS status to many of our European partners. A Qualifying Recognised Overseas Pension Scheme, or QROPS, is an overseas pension scheme that meets certain requirements set by Her Majesty’s … Continue reading