Tag Archives: Bonds

Brexit- good for people’s pensions. Pensions -worse for Brexit Britain.

Contrary to the received idea, Brexit and its aftershock, the Bank of England’s QE statement , has been good for the pension in people’s pocket. Ok, we don’t have pensions in our pocket- but if we’re simply valuing our pension … Continue reading

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Cash beats shares for capital gains (but not for pensions).

Paul Lewis has produced a brilliant study that shows how the outcomes of investing a capital sum in cash would have been better than investing in shares over the past 21 years. Paul is right, the numbers do  not lie and … Continue reading

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Government Pensions? Who’s money is it anyway?

The vast majority of the money outstanding to those who work and have worked for Government is to be paid as pension. The Government’s pension debts – for its own people – have been estimated in the Whole of Government … Continue reading

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Deja vu all over again (with apologies to Yogi Berra) – guest blog from Ralph Frank

The recent announcement that the Third Avenue Focused Credit Fund (“FCF”) has blocked investor redemptions brings flashbacks to 2007.  The suspension of redemptions from three BNP Paribas funds, following similar actions by Bear Stearns and Union Investment Management, passed relatively … Continue reading

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More from Con Keating on how to spend your retirement pot ( no holds barred)

The very description of DC retirement savings arrangements as pensions is a gross abuse of the English language, as a pension is an income in retirement. Without a mechanism for converting the invested savings assets into income cash flows they … Continue reading

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A code of good practice for transfer advice?

  We are rubbish at financial risk and we know it. We take decisions on financial matters with as much confidence as betting on the horses and if our horse falls at the first we blame everyone but ourselves! Small wonder that … Continue reading

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Why Bill Gross so doesn’t matter

  I went to a posh PIMCO conference at the Langham Hotel, I got very bored and left after the first session. Later that week PIMCO announced that their bond guru Bill Gross had left them. The story was that … Continue reading

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