Monthly Archives: November 2012

Whose risk is it anyway?

Posted on November 17, 2012 by henry tapper

The Government wants us to think about pension risk sharing… To consider how much responsibility we can take for our own financial welfare when we’re really old. To consider what our employers can do to help And consider (which they talk of quietly)  … Continue reading →

Posted in actuaries, auto-enrolment, dc pensions, de-risking, defined aspiration, economics, pensions, Personal Accounts, Retirement | 5 Comments

We should be proud to have an opt-out!

Posted on November 15, 2012 by henry tapper

An old friend of mine tweets me beginning “I’m a libertarian but…!” The but is an objection to the feckless being able to opt out of their pension plan. Of course she is a fascist though you cannot tell her that any … Continue reading →

Posted in Australia, auto-enrolment, corporate governance, dc pensions, doctors, happiness, iphone, pension playpen, pensions | Tagged , , , , , , , | 6 Comments

NESToration – go boom in that Euro room!

Posted on November 14, 2012 by henry tapper

If NEST had been a person Amnesty would have registered it a political prisoner. Continue reading →

Posted in Australia, Change, NEST, pension playpen, pensions, Personal Accounts, Retirement | Tagged , , , | 1 Comment

Opt-outs triggered by smartphones say Legal and General!

Posted on November 12, 2012 by henry tapper

Speaking at a private conference for First Actuarial staff, Adrian Boulding said that Legal and General‘s clients were enthusiastic about their staging experience and he went on to suggest that members were much more ready to get information and transact digitally than his firm … Continue reading →

Posted in actuaries, auto-enrolment, corporate governance, dc pensions, de-risking, Facebook, First Actuarial, Management, NEST, Payroll, pension playpen, pensions, twitter | Tagged , , , , , , , , , , | 6 Comments

Contract workers mustn’t be tricked out of pensions.

Posted on November 12, 2012 by henry tapper

Last week I wrote about how contract workers employed by ISS in Sark are likely to miss out on employer contributions to their workplace savings plan. In it I stated.. ‘The Agencies that have supplied teachers and apparently social workers to … Continue reading →

Posted in auto-enrolment, Henry Tapper blog, Linkedin, Payroll, pension playpen, pensions, Retirement | Tagged , , , , , , , | 7 Comments

Without them we wouldn’t be free to read this

Posted on November 11, 2012 by henry tapper

This blog’s written on Remembrance Day. Yesterday I blogged on “Diversification and speculation are different“. One of 696 articles published since I set this site up. I think it’s on an important subject (default DC options) but its subject matter is … Continue reading →

Posted in actuaries, club pension, corporate governance, Henry Tapper blog, pension playpen, pensions, social media | Tagged , , , , , , , , , , | 3 Comments

Diversification and speculation are different.

Posted on November 10, 2012 by henry tapper

I have mentioned TOBAM on this blog before, but as @firstactuarial had the good sense to invite its CEO Yves Choueifaty  to their conference yesterday and he and his assistant Lauren were kind enough to fly from Paris to Manchester and take a train … Continue reading →

Posted in actuaries, de-risking, defined aspiration, First Actuarial, mallowstreet | Tagged , , , , , , , | 6 Comments

Tsunami – make haste to higher ground!

Posted on November 9, 2012 by henry tapper

You don’t need to be particularly clever to work out that in 2013 and 2014 , there are going to be a lot of purchasing decisions by employers if the “victorious” unblemished start to auto-enrolment is to be continued among … Continue reading →

Posted in actuaries, auto-enrolment, customer service, dc pensions, NEST, social media | Tagged , , , , , , , , | 2 Comments

Buzzword Bingo- (great post from Phil Baumann)

Posted on November 6, 2012 by henry tapper

#BigData! That’s the latest one, isn’t it? Big. Data. Alignment. Streamline. Pivot. Paradigm Shift. (This, by the way, is a misuse/misunderstanding of Thomas Kuhn‘s works). The list goes on. In fact you can create your own buzzwords with this Solution. … Continue reading →

Posted in cliche, happiness, Henry Tapper blog | Tagged , , , , , , , | Leave a comment

Is auto-enrolment working? – November Play Pen lunch

Posted on November 6, 2012 by henry tapper

On the day that Steve Webb declared victory (tentatively) for auto-enrolment, the Play Pen sat down for a pint and a pie in the Counting House and after a long and rigorous debate concluded that he might be right. The vote among … Continue reading →

Posted in auto-enrolment, NEST, pension playpen, pensions, social media, steve webb, The Racket of the Lambs | Tagged , , , , , , , | 7 Comments