Tag Archives: Investment
2019 was not a year to hedge your bets
As the decade closes , it’s a time to look back as well as forward. For the vast majority of us, our financial health depends on valuations of assets the price of which we cannot directly control. We may build … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Benchmark, D, Investment, pensions, ppf, return
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IFAs are living the life of Woodford
Having spent nearly 24 hours somewhere in a field hotel in Hampshire, I am seriously worried about the complacency of IFAs. Indulged beyond measure, flattered by the fund managers that pay their bills seem oblivious to the conflicts of interests … Continue reading
Posted in advice gap, age wage, pensions
Tagged IFA, Investment, life of Woodford, Neil Woodford, Woodford
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Simplifying pensions with AgeWage
A number of people have asked about “AgeWage”, so I thought to write an article introducing it and why I and our management team are so excited about what it will do. A good business plan should start with a … Continue reading
Investing can now be “free” – here’s how.
I was sitting in a room of a leading asset manager yesterday listening to the yada yada. I’d needlessly put myself under a non-disclosure agreement but it was clear that there was no real news, so I thought I’d mention … Continue reading
Posted in pensions
Tagged FCA, Fidelity, fund management, Investment, pensions, Technology, USA, Value for Money, Work
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CMA investment probe shock; the big three breathe again!
It shows the distance between the consumer and the investment consultant that all but a handful of readers will know what this headline refers to. To the general public, the Competition and Markets Authority’s probe into the opaque world of … Continue reading
Posted in advice gap, pensions
Tagged Aon, CMA, Consultants, Investment, Mercer, pensions, WTW
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We need to simplify our pension affairs
We are told that pensions are complex. We are told that we need advice to manage our retirement finances. We are warned hat we could be scammed if we don’t. Is it any wonder that people look at their retirement … Continue reading
How we get our pension pots invested responsibly.
Victoria Derbyshire’s father taught her when she made contributed to a pension, she wasn’t saving but “spending on her retirement”. The distinction is helpful in differentiating a risk-driven action- “saving” from one that promises deferred gratification- “spending”. For most people … Continue reading
Investment aspects of CDC – Con Keating
One of the less discussed aspects of CDC is the management of the investment fund. This differs from traditional DC where the asset management objective is to maximise asset values at all times. It is intrinsically short-term. Incidentally this conflicts … Continue reading
Life’s a beach for the BlackRock IGC
It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading
Posted in IGC, pensions
Tagged AE, Allan Whalley, auto enrolment, BlackRock, IGC, Investment, pensions, Value for Money
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What I’ll ask the Pensions Minister today (if I can find him).
Calling Guy Opperman MP, Minister for pensions and inclusion, “are you out there?” I’m on my way up to Manchester clutching an email from your office saying you want to meet me, I will be at (y)our conference for the … Continue reading
Posted in #WASPI, pensions
Tagged Deficits, DWP, Investment, John Greewood, pensions, ppf, Transparency, WASPI
6 Comments