Yes, follow-up on the many benefits of Auto-Enrollment with the benefits of Auto-Consolidation, with opt-outs again for the sophisticates who…
The great advantage of a DC pension controlled by the beneficiary is complete control over the cash flows during decumulation…
"Pensions that are linked to salaries and/or inflation pensions are largely extinct in the private sector because they are unaffordable."…
bp’s Code of Conduct states “Do the right thing” and “Be accountable and “We follow through on our promises.” Well…
Tag Archives: Business
Nest’s a trust based pension – not a building society (says Todd)
Why am I wasting my time watching VFM stuff when I could be watching Nest’s Paul Todd about turning Nest into a pension. I don’t know this guy but I know people who do and so I’m going … Continue reading
Posted in pensions
Tagged Business, Business and Economy, dc pensions, National Employment Savings Trust, Pension new, Pensions, Retirement
5 Comments
If only we had a Pensions Regulator as interesting as Sarah Smart.
I was speaking yesterday with a journalist who is interested in the future of TPR and the rating I gave its current Chair Sarah Smart. Let me clarify, I think that Sarah has done all she could and for almost … Continue reading
Posted in pensions
Tagged Business, DWP, Employment, National Employment Savings Trust, pension, Pensions, Retirement, TPR
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Why are local LGPS costs so mad? – Toby Nangle explains!
At some stage over the emotional past three days, I submitted an attempt to win a WTW journalistic award. I know I won’t win it but I do think that people who make an effort to explain themselves , have … Continue reading
Backdrop for 2025 DB valuations.
I am sorry not to have made it! I was pressing away on my iPhone as the Queen Elizabeth train took me up from Slough to Farringdon in London. But it would not obey my instructions. Thankfully, I have the … Continue reading
Posted in pensions
Tagged Business, Business and Economy, Con Keating, DWP, Financial services, hymans, Jones, McLaren, Pensions
10 Comments
Hymans Robertson debating pension funding this Morning.
First the advert.. Tuesday (today) 10.30 am event ; free ticket at the bottom of the blog. Having made a mistake and locked myself out of the excellent session led by Pensions for Purpose, I’m not going to do it … Continue reading
How political can LGPS get! Let’s rid it of localism.
The Andrew Gwynne affair seems to have something to do with pensions, as Michael Crick reports. Tameside runs the Greater Manchester local government scheme, the largest in the UK. The gov want it to invest for growth but local councillors … Continue reading
Posted in pensions
Tagged Business, DWP, Employment, Financial services, LGPS, pension, Pensions, Treasury, workplace Pensions
4 Comments
Can the LGPS please set out its funding position to ordinary tax-payers.
There is a row in Birmingham between some professors and the executive of Birmingham and it has been a matter for the Birmingham Post. I wrote about it earlier in the year and was sent the paper (which being in … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, Employment, Joanne Donnelly, LGPS, pension, Pensions
2 Comments
Right analysis+razor sharp solutions…needed by TPR
The last 7 days have had me listening for 3 hours to a former executive and the current Chair of TPR and I find myself deflated. Here is a former TPR worker on my comments about David Fairs last … Continue reading
Posted in pensions
Tagged Andy Haldane, Business, Business and Economy, dc pensions, Defined benefit pension plan, DWP, Employment, pension, Pension Regulator, Pensions, Retirement, Treasury
4 Comments
What’s happening to L&G’s shares matters to our pensions
On Friday, the FT brooked a story which at first site is a bit obscure, concerning Japanese and American businesses. Legal & General has brokered a deal to sell its US insurance business to Japan’s Meiji Yasuda for $2.3bn in … Continue reading
Posted in pensions
Tagged AE, AE reforms, annuity, Business, Employment, L&G, National Employment Savings Trust, Pensions
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David Fairs sees a brave new world of DC mega-funds.
David Fairs is on this week’s VFM podcast and like Sarah Smart he arrived with an agenda that related to pensions, this meant talking about the pension funding question that he’d wrestled with while at the Pensions Regulator and … Continue reading
"falls in contribution rates have begun to emerge" The LGPS Survey 2026 undertaken by Room 151 in association with Schroders…