Yes, follow-up on the many benefits of Auto-Enrollment with the benefits of Auto-Consolidation, with opt-outs again for the sophisticates who…
The great advantage of a DC pension controlled by the beneficiary is complete control over the cash flows during decumulation…
"Pensions that are linked to salaries and/or inflation pensions are largely extinct in the private sector because they are unaffordable."…
bp’s Code of Conduct states “Do the right thing” and “Be accountable and “We follow through on our promises.” Well…
Tag Archives: Business
De-risking pensions has been a war on the young for 20 years.
Tom Tugendhat is acerbic He starts his opinion piece by explaining why he thinks pensions are one of two policies that exclude the young from prosperity (along with housing) Two bad policies in particular have influenced this trajectory. The first … Continue reading
Posted in pensions
Tagged Business, dc pensions, Defined benefit pension plan, DWP, Government, pension, Pension new, Pensions, Retirement
5 Comments
LGPS conference concludes but my writing on LGPS won’t!
The final day of a conference tends to be an anti-climax after a boozy night before. This was an exception with two big sessions at the end, the first considering fiduciary responsibilities in investment – featuring Kings Bench superstar … Continue reading
Posted in pensions
Tagged AgeWage, Business, DWP, Employment, Government, LGPS, National Employment Savings Trust, Pension new
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Untapped pension? Release it today – join here (gratis)!
I have seldom been so excited to be chairing one of our papers as today. the boys have been with us before but not with the excellent paper they have put forward. Hymans’ paper is attracting attention at the highest … Continue reading
Paying to people who are alive today and will be alive next century
I have a very mystified CEO concerned that a pension scheme should be looking to pay pensions beyond the life expectancy of him and presumably his pension executive/trustee Let me give you a worked example from a real member of … Continue reading
Posted in pensions
Tagged AgeWage, annuity, Business, dc pensions, Government, National Employment Savings Trust, pension, pension playpen
5 Comments
Untapped pension? Release it today – join here (gratis)!
I have seldom been so excited to be chairing one of our papers as today. the boys have been with us before but not with the excellent paper they have put forward. Hymans’ paper is attracting attention at the highest … Continue reading
Big clubs and big pensions are winners – but we don’t all support them!
My generation is reaching the end of pension politics. Mark Rowlands was my Friends Provident broker consultant when I was at Gissings in the early 1990s. He’s hanging up his clogs for the final time shortly having eked out his … Continue reading
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Tagged Business, DWP, National Employment Savings Trust, Pension new, Pension Regulator, Pensions, Retirement
2 Comments
Welcome Scotland – goodbye Culloden
Those familiar with these things will recognise my Partick correspondent talking to the Pensions Minister. He’s chuffed as he should be – few people achieved what he has done for the PPF. I have been thinking of the exercise of … Continue reading
Posted in pensions
Tagged Business, DWP, National Employment Savings Trust, pension, Retirement, Steve Webb
2 Comments
Are older men choosing to behave better or being taught by wives?
Our Covid friend, Stuart McDonald is back with better news (especially for men). Men may be choosing to live better or it may be that women are teaching them how to look after themselves. I would like to think it’s … Continue reading
Posted in pensions
Tagged Business, CDC, corporate governance, DWP, Pensions, Retirement
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Defending the defenceless is ethical; the money’s in my pension fund!
The FT, like the Telegraph, are keen to talk up the adamant attitude of People’s Pension and Nest to run ethical funds that do not invest in defence stocks. This despite calls from 100 Labour MPs to increase fund investment … Continue reading
Posted in pensions
Tagged Business, defence, DWP, Financial services, ft, Government, Mark Carney, National Employment Savings Trust, NEST, pension, Pensions, politics, workplace Pensions
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Benefits are one thing, pensions are quite another.
Mark Pemberthy is a benefits guy, has been for decades and he’s one of the auto-enrolment guys who in has been an LBG financial adviser and since auto-enrolment got done has got into communicating benefits for clients who can afford … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Investment, National Employment Savings Trust, TPR, Treasury
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"falls in contribution rates have begun to emerge" The LGPS Survey 2026 undertaken by Room 151 in association with Schroders…