Tag Archives: ageing
Putting clients first- First Actuarial
You can’t get people lower down the corporate food chain to “treat customers fairly” if the customers aren’t the first priority of the people at the top.
We need to do something about annuities
There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading
Posted in dc pensions
Tagged 401k, ageing, annuities, compulsory, conservative manifesto, dc pensions, LDI, liberal manifesto, Longevity, Noel Fitzgerald, obama, pension, pensioners
2 Comments
The CEO and the janitor
They don’t get it, they don’t trust you, they think you are pulling the wool over their eyes. Continue reading
Posted in pensions, Retirement
Tagged ageing, CEO, corporate risk, defined benefit, Defined Contribution, janitor, LDI, Longevity, pension, pensioners, pensions, Retirement, vegetables
3 Comments
Why do some workforces accept DB pension closure and some strike?
The members I spoke to …were not happy but at least they understood the corporate dilemma. It seems that over time they have reached a consensus that it is in their long-term collective interest to accept the proposed changes and move on without unrest.
Delivering a pension
The ordinary member of a pension scheme will not be aware of Liability Driven Investment, however he or she is acutely aware that their pension may be at risk. Continue reading
Public sector pensions- who cares?
You don’t think public sector pension decisions matter? Take a look at your council tax bill -these things are bcoming second mortgages to many of us!
Public sector pension debt
How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading
Posted in pensions, Treasury
Tagged ageing, Corin Taylor, Employment, finance, Government, Greece, IOD, Labour, Local government pensions, Longevity, pension, pensioners, pensions, Private sector, public sector, Retirement age, Salary, Treasury
2 Comments
Enhanced transfer values-is there a middle way?
There’s a lot of talk about “risk sharing” between employers and members of DB pension schemes. “Risk sharing” has become a euphemism for booting members out of the pension scheme- a middle way is needed. Continue reading
Posted in de-risking, pensions, Retirement
Tagged ageing, corporate risk, de-risking, enhanced transfer values, ETVs, finance, Longevity, pensioners, pensions, Retirement
2 Comments
Can pensions find a unified voice?
There are no great and good anymore- the availability of information has meant a democratisation and demystification of the pensions hieirarchy. The information revolution has done for the pensions oligarchy what usury did for feududalism and it’s not taken 100 years, it hasn’t taken 100 months!
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What’s my “NEST” egg going to be worth?
While we continue to debate what a national savings scheme should be called, pensioners continue to shiver and the nation is no closer to a pensions solution for lower earners than when stakeholder pensions were first mooted 14 years ago. Continue reading