Tag Archives: TTF

Ever wondered where those “pension leads” come from?

Posted on June 2, 2017 by henry tapper

Many financial advisers buy “pension leads”. These are hot prospects keen to take action to change their financial circumstances. Many of these leads are legitimately sourced, but many aren’t. If you spend time on Linked in or Twitter or Facebook, … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 6 Comments

Fund cost disclosure, arrived on Friday – and it’s here to stay. L&G IGC report- 2017

Posted on April 2, 2017 by henry tapper

We are now well in to the IGC reporting season, where Independent Governance Committees tell us how well the insurers they oversee are behaving. I had had low expectations going into this round, 11 of the key insurers had spent … Continue reading →

Posted in pensions | Tagged , , , , , | 2 Comments

“Bill it to the fund”- why the TTF calls for full disclosure.

Posted on January 13, 2017 by henry tapper

(Brief)case study I didn’t quite know what the smart gentleman meant when he offered me a drink in a first class carriage coming down from Manchester. “It’s ok – we’re billing to the fund”. Then it dawned on me, the … Continue reading →

Posted in pensions | Tagged , , , , , | 6 Comments

Value for money – we have won a battle not a war.

Posted on October 8, 2016 by henry tapper

The FCA Consultation Paper CP16/30″Transaction cost disclosure in workplace pensions” is a very good piece of work and allows IGCs and Trustees to know what their members are paying to have their pension pots managed. It unlocks one of the … Continue reading →

Posted in pensions | Tagged , , , , , , , | 1 Comment

Double Bill; dashboard+transparency

Posted on September 12, 2016 by henry tapper

  You wait a summer for the pension policy bus and then two come together! This morning’s the Treasury big reveal when they’ll be rolling out plans for the pension dashboard at Aviva’s Digital Garage in “trending Hoxton”. This afternoon’s the world’s … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , | 3 Comments

PENSIONS TRANSPARENCY REACHES PARLIAMENT

Posted on September 8, 2016 by henry tapper

Lux in tenebris   The roof leaks, the walls are crumbling but the House of Commons is still the seat of British Government. Andy Agethangelou has used the momentum he and his team have built up to set up a Transparency … Continue reading →

Posted in Bankers, Candy Crunch, pensions | Tagged , , , , , , , , , , | Leave a comment

Con Keating on the Investment Association, Transparency and the Overton Window

Posted on July 26, 2016 by henry tapper

Regular readers will be aware of my views on independent oversight of fund costs and charges. To me it’s critical to a reliable measure for Value for Money; without knowing we are getting value for money, how can we have … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , | Leave a comment

Governance rides a horse called transparency!

Posted on May 16, 2016 by henry tapper

My day today is dominated by meetings about governance. I’ll be meeting organisations who want to provide benchmarks for governance, an organisation charged with overseeing the pension pots of millions of us and a regulator who kicked off the shift … Continue reading →

Posted in governance, pensions | Tagged , , , , , , , , , | 2 Comments

Chris Hitchen’s plea to the FCA on transparency.

Posted on March 14, 2016 by henry tapper

It’s good that the PLSA have published the speeches at its investment conference on youtube. Here is a debate started by a speech from Tracey McDermott of the FCA that generates some really useful discussion  on “where the market is … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 3 Comments

Buying our funds the Ottoman way. What British investors can learn from Turkey.

Posted on March 7, 2016 by henry tapper

Last week at a meeting of the Transparency Task Force, I listened to Dr Chris Sier talk of his work in Turkey, understanding how that country’s regulators are getting to grips with fund costs and charges and ensuring that fund … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment