Tag Archives: AE

AE – a day of reckoning to come?

Posted on September 11, 2018 by henry tapper

More of us are saving, but we aren’t saving any more. The democratisation of pension saving – arising from auto-enrolment is a great thing – everyone can dare to dream of stopping work under their own power. But there is … Continue reading →

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AE Pots must follow workers (Hargreaves Lansdown’s right)

Posted on June 17, 2018 by henry tapper

I have just read a policy paper in my hand from Hargreaves Lansdown;  “Putting Individuals at the Heart of the Pension System”. After some pretty dire submissions to the Work and Pensions Committee on CDC, I hadn’t thought to agree with … Continue reading →

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Why job – splitters can get shafted on pensions.

Posted on June 6, 2018 by henry tapper

I was woken early in the morning to the sound of Robert Cochran, the familiar voice of Scottish Widows pensions team. Scottish Widows have done some research that £90m a year is being saved by employers/lost to employees as a result of … Continue reading →

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Pensioning employee’s sleep ( with thanks to Kate Upcraft)

Posted on May 19, 2018 by henry tapper

Not for the first time, I’m very grateful to Kate Upcraft for highlighting a pensions issue that impacts thousands of carers – but appears to be completely off the radar of most pension people. Kate is a freelance payroll consultant … Continue reading →

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Life’s a beach for the BlackRock IGC

Posted on April 12, 2018 by henry tapper

It’s a sure fine of things to come when an IGC report is promoted by a stock photo. This couple appear on most of the IGC reports I have read, I suspect they were scammed out of their pension and … Continue reading →

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Taking one for transparency!

Posted on March 9, 2018 by henry tapper

My colleagues at First Actuarial will hate me for it – but I accepted an award from Mr Transparency – Andy Agethangelou, at the Transparency Task Force’s Auto-Enrolment event yesterday afternoon. The point was that 30 people got together with … Continue reading →

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Good from NOW – poor from HMRC

Posted on September 14, 2017 by henry tapper

  That we should still be talking about the “net-pay anomaly” shows how little the debate has move on in a year. For most people losing out on their promised incentives for saving into a workplace pension , “anomaly” is … Continue reading →

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Four ways to harvest what auto-enrolment has sown!

Posted on August 4, 2017 by henry tapper

We have to think how we can best support the 1m employers who have workplace pensions. Here are some solutions we’re coming to. Continue reading →

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Has HMRC solved the off-payroll AE puzzle?

Posted on April 11, 2017 by henry tapper

  One of the big auto-enrolment issues for employers is deciding who it is that works for them (and who is just an occasional contractor). The issue is generally put in the too-hard box – a dangerous thing to do … Continue reading →

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Which would you rather live in- a house or a car?

Posted on February 18, 2017 by henry tapper

  I’m fond of our current pension minister; he makes me laugh! He does a good impression of the “pension’s idiot” and enjoys being thought rather less on the ball than he actually is.   But scratch the surface and … Continue reading →

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