A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
The idea that a pensioner has "complete control over cash flows" is naive because it omits the awkward fact that…
Sadly we allowed the "lay trustee" to be written into our law eg the Trustee Act 2000. And rather than…
Tag Archives: Pension Freedoms
“An idealogical inexactitude” – A guest blog by Eamonn O’Connor
As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015. From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction … Continue reading
Posted in pensions
Tagged Business, Business and Economy, CDC, city noble, corporate risk, dc pensions, de-risking, Eamonn O'Connor, Financial services, NEST, Pension Freedoms, pensions, Retirement, Steve Webb
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The year pensions became real again
Pensions – real money Pension money is real money. It belongs to real people and is used to pay real bills, putting fuel into cars, buying flowers in supermarkets and paying for tickets to watch shows and sports matches. … Continue reading
Posted in advice gap, Linkedin, pensions, Pensions Regulator, Personality
Tagged Basic State Pension, Business, DWP, Employment, Financial services, George Osborne, National Employment Savings Trust, National Insurance, national insurance contributions, pension, Pension Freedoms, Pension new, pension playpen, pension rights, pensions, Retirement, stakeholder pensions, state pension, Steve Webb
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Hope yet for AonHewitt
I oughtn’t to like Aon. Weirdly I do;- but in the kind of way that google likes the Encyclopedia Brittanica. Aon is an American owned consultancy that feeds the insatiable maw of Man United, it is becoming a fiduciary manager … Continue reading
Posted in pensions
Tagged Aon, aonhewitt, Basic State Pension, CDC, Pension Freedoms, Yeovil Town, YTFC
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“I don’t need a new house – I need an extension!”
I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading
Posted in pensions
Tagged Actuarial science, annuity, At REtirement, CDC, collective, corporate risk, dc pensions, Financial services, pension, Pension Freedoms, pensions, Retirement, Steve Webb
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How much flexibility do DC savers want?
The PPI have taken research conducted by Opinium on 1000 individuals aged over 40 actively saving into DC and come up with their own analysis. The report suggests that in this group there is a high level of awareness of the … Continue reading
Posted in pensions
Tagged Alliance Bernstein, George Osborne, Pension Freedoms, Pension Policy Institute, PPI
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There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…