A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
The idea that a pensioner has "complete control over cash flows" is naive because it omits the awkward fact that…
Sadly we allowed the "lay trustee" to be written into our law eg the Trustee Act 2000. And rather than…
Tag Archives: Pension Freedoms
“How were those freedoms for you?” – Two events to help us find out!
The press offices of all the major insurers have been busy printing announcements of how they have seen a tenfold increase in enquiries about pension benefits this week. Pension Wise has been open for bookings and Michelle Cracknell and the TPAS … Continue reading
The dark hour of the innovator
Access to knowledge remains a stumbling block to financial education in this country. It is extremely difficult to convert information on what we own into knowledge about how we can use it. This is not a problem peculiar to the financial … Continue reading
Posted in pensions
Tagged Actuarial science, Business, Business and Economy, innovator, payback, Pension Freedoms, pension playpen, Pollen, Previnet, Quietroom
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Help us spend a penny
Britain is entering its final week of financial constipation following over a year of holding in the urge to splash the pension cash. Speculation in the financial press is reaching fever pitch with the announcement of the Pension Wise telephone … Continue reading
Get behind Pension Wise
I am not saying this because I agree with everything that is going on, or even with everything that friends like Michelle Cracknell are saying, but because if we continue to talk Pension Wise down, we do it and the … Continue reading
Posted in pensions
Tagged Michelle Cracknell, Pension Freedoms, Pension Wise, runaway train
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Will pension freedoms be the death of Defined Benefit?
I thought it was the last supper (or at least the last pension playpen lunch). We had twelve men around the table (no women) and there was sombre expectation as we considered the impact small changes in tax legislation … Continue reading
Posted in advice gap, pension playpen, pensions, Pensions Regulator
Tagged annuity, Business, Con Keating, dc pensions, defined benefit, defined benefit pension, Defined Contribution, Freedoms, Government, last supper, pension, Pension Freedoms, Pension new, pension playpen, Pension Protection Fund, Pension Regulator, pensions, Politics, ppf, public sector, Public Sector Pensions, Retirement, state pension, Steve Webb
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Let my money go!
I woke up to news that the Pension Play Pen RBS bank account can now be accessed by my iphone using fingertip security. Apparently mobile technology has outwitted clunky old pc technology which makes my thumb all that stands between … Continue reading
Posted in advice gap, Pension Freedoms, pension playpen, pensions
Tagged Bank, digital, fingerprint recognition, I phone, Insurane, pension, Pension Freedoms, Security, Touchscreen
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“what should tell the staff?” Pension PlayPen Lunch today!
Every first business Monday of the month, the Pension Play Pen Linked In group meet in the Partners Room of the Counting House in Cornhill to discuss pressing issues of the day. True to form, we meet today (Monday … Continue reading
Posted in pensions
Tagged advice, Business, Business and Economy, corporate governance, Employment, financial education, Financial services, Guidance, Mark Scantlebury, pension, Pension Freedoms, Pension new, pension playpen, Pension Wise, pensions, Politics, Retirement, Steve Webb, workplace
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What should employers do about pensions?
Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading
Posted in pensions
Tagged Business, corporate risk, dc, dc pensions, Defined benefit pension plan, Defined Contribution, DWP, employer, Employment, Freedoms, Government, Insurance, Money, National Employment Savings Trust, pension, Pension Freedoms, Pension new, pension playpen, pensions, Retirement, Steve Webb, Work
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How competitive is our private pension system?
We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading
Posted in pensions
Tagged advice, art of pensions, bank accounts, Business, CDC, competition, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, FCA, Fidelity, Freedoms, Government, Guidance, Insurance, Insurers, L&G, Laura Perks- Art, National Employment Savings Trust, NEST, pendragon, Pension Freedoms, Pension new, pensions, Retirement, simon freeman, Standard Life, Steve Webb, TPAS, Treasury, trees, Zurich
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All I want is easy access (baby)!
Easy Action When Marc Bolan wrote Solid Gold Easy Action in 1972, it was a smash hit , I was ten and I spent my savings to buy it But I can’t get no satisfaction All I want is easy action, … Continue reading
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…