From Department of Labor data, Form 5500 reporting that applies to almost all private sector retirement plans: 1975 Data: About…
This maybe applies to around half of Baby Boomers in the UK, Jack. But only to that generation, of which…
"... most of rely on a state pension and an occupational pension. We still expect a reasonable wage in retirement…
Fair enough. I don't speak from insider knowledge, it's just my perception as an Outsider-looking-in from speaking to scheme members.
Tag Archives: DWP
A man and a woman making sense of investment for retirement
I wish I’d put it as well as this man has I’d wish I’d put it as well as this woman has UK businesses are facing many headwinds, but revitalising economic growth can help them overcome barriers to successful expansion. … Continue reading
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Tagged Business and Economy, corporate risk, dc pensions, Defined benefit pension plan, DWP, Government, Pension new, Pensions, Retirement, Ros Altmann, Steve Fine
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SPP on the CDC pension we should get when buying in at retirement
The SPP are the first of the big trade bodies to publish their submission to the Retirement CDC consultation that started on 22nd October with a pow-wow at Aon , much referenced on this blog. It has gone on for … Continue reading
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Tagged AgeWage, At REtirement, CDC, DWP, Pensions, Retirement, SPP, TPR
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Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan … Continue reading
An AI bubble popping? The FT expect one, I want a pension not a pot!
Not one but two pension journalists pick up the cudgels and go for Artificial Intelligence as a bubble to blow up. This of course matters to most British savers who are invested in the USA, in the 7 mega stocks … Continue reading
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Tagged Business, CDC, DWP, ft, kirk, Mary Macdougall, McDougall, Nasdaq, National Employment Savings Trust, NEST
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The Dutch Pension Reform WTP – Rogier Swierstra
Rogier Swierstra As long as I have been working in the Dutch pension system, it has been under discussion or reform. But now it’s for real! A monumental reform law (WTP stands for Wet Toekomst Pensioenen, the Future Pensions Law) … Continue reading
All together now! Why the Americans need to learn the British way of pensions.
I don’t know how to phrase this but….perhaps the Royal Mail’s advert to its staff does. Thanks to those at Royal Mail that blazed a trail so that we can have CDC not just for one company but for thousands. … Continue reading
Public Policy Adjustments to Increase UK Investment from Defined Benefit Schemes
Defined Benefit Schemes : Public Policy Adjustments to Increase UK Investment and Encourage Exercise of Discretion Policy Opportunities for HMT / DWP / DBT From William McGrath of C-Suite The impact of the measures below would be to increase investment … Continue reading
At last a plan for all pension schemes to pay pensions.
The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail), and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading
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Tagged #pensions, CD, CDC, DB, dc, dc pensions, DWP, Government, Pensions
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Pension Credit – new figures reveal large regional gaps
Fresh drive to boost Pension Credit take-up as new figures reveal large regional gaps in those receiving benefit worth around £4,300 a year A new trial to boost Pension Credit take up is underway after analysis showed significant regional disparities … Continue reading
CDC’s got a hard centre. Tough talking from DWP (4 TPR)
This blog bites inside the sweet messages of a 60% better pension for members to find what the DWP (and its regulator) have in mind beyond what was laid in 2022, is being laid now but what will need to … Continue reading
https://jackie125.substack.com/p/scotlands-frosty-response-to-andy