You posed some specific UK questions. Do UK DB and DC plans require an annuity by default, with spousal consent…
Pretty much the same as in the states, no? If you don't work for an employer who sponsors a defined…
Letting off hadley is surely a big mistake , he will do this more now and set up more pension…
Standard Life was fine until Gordon Brown started playing 'ducks and drakes' during the last century - now we have…
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Tag Archives: AgeWage
CDC – time to ask the audience?
When you bring a new product to market, you first test whether there is a gap into which it can fit. If nothing else, the FCA’s Retirement Income Study is showing that there is space in the market for … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, DWP, Pension new, Pension Regulator, Pensions, Retirement, TPR
1 Comment
Age-friendly pensions – finding and paying excluded pensioners.
Hardly a matter for public discussion One of the the most haunting aspects of living in the City of London is the number of people alone on the streets. Life expectancy for people who become homeless falls dramatically as they … Continue reading
300 new tickets issued for Friday’s VFM conference – register here.
We have been able to increase our Zoom capacity from 200 to 500, to allow a much wider audience. Following the publication of their findings on what members of workplace pensions want to know, Ruston Smith and Janette Weir will … Continue reading
Private markets – a jewel in the crown or fool’s gold?
A key aim for DC trustees should be to consider how to ‘further improve’ long term future net risk adjusted returns and ‘member outcomes’ rather than just cutting costs. Getting more for members! @GuyOpperman @DWP @TPRgovuk @TheFCA @ThePLSA @bankofengland @henryhtapper … Continue reading
Posted in age wage, DWP, Fiduciary Management, Guidance, guy opperman
Tagged AgeWage, BOE, chris sier, Con Keating, Darren Agomber, fools gold, jewel in the crown, Productive Finance, ruston smith
2 Comments
How to balance freedom and investor protection? Disclose the downside.
How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading
Unfair taxes for people working to stay off the breadline.
The consequences of the Government’s tax raid to sort out the NHS and pay for social pay are becoming clear. Here is the FT’s summary; There were some winners from the policy. People receiving only pension income will not be … Continue reading
Giving workers real news about their workplace pension
This video is well worth watching, it shows Michelle Sutton , one of HR’s most charismatic communicators, explaining how she hopes the 11,000 members of the Aegon SUEZ workplace pension are going to get updated on how their savings are … Continue reading
Keating moves the dial towards collective DC pensions.
The work done by Iain Clacher and Con Keating on creating a consistent framework for a fair , sufficient and sustainable way of returning to funded pension provision is too important to sit on an academic bookshelf. We have DC … Continue reading
Posted in advice gap, age wage, CDC
Tagged AgeWage, CDC, Con Keating, Michael Mainelli, Wage in retirement
1 Comment
AgeWage launches a free service to benchmark DC workplace pensions
This is an offer to the trustees and participating employers of the UK’s workplace pensions , inviting you to be part of the AgeWage benchmarking service. The service allows your scheme to compare itself to others, so that you can … Continue reading
Posted in age wage
Tagged AgeWage, Benchmark, henry tapper, pension, workplace Pensions
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How can we improve member outcomes if we can’t measure them?
The DWP links its campaign to consolidate small DC pension schemes to the headline “improving member outcomes”. But what is a good member outcome and how is it measured? The only measure I know of, that captures the value savers … Continue reading
Thanks. "... Your core concern is sound: neither country guarantees that private DC savings will be sufficient, and both systems…