We bought our present house more than forty years ago. The newspapers all said "Buy as expensive a house as…
The RF approach is probably close to what Andy Burnham would like to happen, but the mood music at present…
The economic background is challenging and guidance can be found in the recent report The RF report’s key findings are:…
The history of British equity release predates your old boss's comment in 1984 by nearly two decades, Henry. The first…
Tag Archives: AgeWage
AgeWage – what is it about?
People saving for their retirement need help. Pension risk is now taken by savers – not insurers or plan sponsors. Savers are presented with tough choices which they are not prepared for; and Middle Britain does not take advice. AgeWage … Continue reading
Where are these 1200 schemes to be consolidated?
When it comes to poor practice “sunlight is the best disinfectant”. But the sun never shines on the whereabouts of occupational DC schemes, which are supposed to run their own websites for the benefit of all, but whose whereabouts on … Continue reading
Posted in pensions
Tagged AgeWage, Business, consolidation, corporate governance, corporate risk, DWP, hurdles
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Is the pensions consumer “taking a journey” of just along for the ride.
For the first time in a few years, I took a weekend off blogging and spent Saturday on the river with new friends. Sunday gave me some time to think about the Pension Regulator and the FCA’s joint call for … Continue reading
What’s the Long Term Asset Fund and will it work?
The ‘Long Term Asset Fund’ (LTAF) will be launched within the year to provide long term alternative and innovative investments. I’m quoting here from a paper send by my Swedish friend Per Andelius and written by the lawyers CMS The … Continue reading
Posted in pensions
Tagged AgeWage, auto enrolment, Con Keating, dc pensions, IA, Nessie, Treasury
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Pension Lifestyling – the evidence
We at AgeWage aren’t concerning ourselves with theory, we busy ourselves with experience, studying the evidence of “what actually happened”. In this study, we look at what actually happened to people’s savings as they approached retirement and we’re focusing … Continue reading
Con Keating on illiquids and performance fees.
A Response to the DWP Consultation on Illiquid Investments and Performance Fees Dr Con Keating Chair, EFFAS Bond Commission April 2021 It would not be surprising if the DWP were swamped by responses to this consultation from the … Continue reading
Will technology save lifestyle?
No sooner have I published a blog announcing that AgeWage is embarking on research on how lifestyle has actually done, than I read a post in Professional Pensions from Julius Pursaill explaining how a master trust he advises is going … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, Con Keating, corporate governance, corporate risk, dc pensions, de-risking, Employment, Julius Pursaill, pension, SatNav
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One small step for a start-up! AgeWage graduates from the FCA sandbox!
AgeWage successfully completes its Sandbox testing. AgeWage, a Fintech providing value for money measurement for DC pensions has exited the FCA Innovation sandbox and is now directly authorised to give pension guidance to trustees, employers and savers. AgeWage was … Continue reading
Pension Bee floats for £300m – MPs dither over dashboards
Two things caught my eye yesterday evening. The first was a comment made in parliament by Nigel Mills MP on protecting people from themselves and denying them access to digital consolidation via a dashboard. Nanny state The Government … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, auto enrolment, Business, Business and Economy, consolidation, Financial services, Nigel Mills, penions, Pension Bee
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Pension savers -“What’s the value of your money?”
There’s a lot of argument amongst pension experts about what value for money actually means. Here’s the provisional result of a poll we are doing on Facebook this week We don’t think there should be any argument, the only “value … Continue reading
For younger readers, MIRAS was Mortgage Interest Relief at Source. A scheme allowing UK homeowners to receive tax relief on…