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Author Archives: henry tapper
We don’t opt in to paying for our old age care! Would you opt out of optional insurance?
There are awful things that beset the old. Dementia is our great mental fear. There are long and frightening physical complaints that require care. There are people who die easily. People have state, public and private pensions and in … Continue reading
The annuity puzzle – why’s it so divisive?
There is banter behind my back! It relates to the annuity puzzle. You want to know what that is? Please read on! Most “experts” reckon annuities are better value for their money than they were. But I don’t get the … Continue reading
Consistency needed for “expected income” from the pension dashboard.
Here is the paragraph from DWP that could mean most to those using the Pension Dashboard (IMO) 20. The Department for Work and Pensions (DWP) is working closely with the Financial Reporting Council (FRC) to explore the development of standardised … Continue reading
Aussie guru Bec Wilson tells us how to work out how much we need for retirement
This morning I’ve been reading the various views of those who consider themselves pension experts. Standard Life suggest that the solution to what Bill Sharpe called the nastiest hardest problem as the purchase of a level annuity. David Prosser suggested … Continue reading
The AIC’s solution to the nastiest problem in finance
This article is from the Association of Investment Companies. It would interest me to know whether education of this type has any influence on those , outside the readership of the AIC’s website. Good as the article is, it is … Continue reading
Sensible solutions to social care.
The last time that the question being asked by Patrick Jenkins was being addressed by “financial services companies” (like Commercial Union) , was in the early days of the 1990s when as an IFA I discussed with mature clients investing … Continue reading
An “unreal” annuity story told by insurers.
First of all the good news; annuity rates give us the best deal since we had an economic collapse in 2008. Annuity rates have reached an 18-year high of 7.75%, according to the Standard Life Annuity Rate Tracker. Second of … Continue reading
Do you need to be at work to be “at work”?
I am surprised that this is still a matter of debate. If as an organisation you are paying a rental or at least rates for a premises, you must believe there is advantage in having people come to work. UK’s … Continue reading
Posted in pensions
Tagged Friday, Hargreaves Landown, Hargreaves Landsown, Monday, Our of Office
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Keep me in the rapture of – Heaton, Lemper and Cave – oh and those proms!
I am still in recovery from the experience in Brighton on the last day of July. I am not talking about the publication of the CDC Code by the Pensions Regulation or the departure of Josephine Cumbo from the Financial … Continue reading
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Fraud Compensation Fund and the SFO
This is a blog by the unstoppable Angie Brooks and can be found in its original on her Pension Life website (link to the article is here). The biggest problem in financial services worldwide – for the past 16 … Continue reading
Posted in pensions
Tagged Angie Brooks, Fraud, Fraud Compensation Fund, Pensions, Serious Fraud Office, SFO
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