Tag Archives: NHS
We don’t know how lucky we are!
I have just come out of hospital. I was admitted on Monday afternoon, had a three hour operation under general anaesthetic on Tuesday morning and left at Wednesday lunchtime. Had I not had the services of the NHS, I could … Continue reading
Beware the reasonable Ralfe
John Ralfe has written an article on the problems highly paid NHS staff are having staying members of the NHS Pension Scheme. He has a number of remedies for the Doctors, most involve Doctors being able to swap pension accrual … Continue reading
Get up, stand up, for your pension rights
Josephine Cumbo has written an important blog in Pensions Expert. If you aren’t registered to see the article, I urge you to do so. Access to the article is free and it pretty well sums up my … Continue reading
NHS pensions are damaging the NHS – a doctor writes
This article is by Dr Nitin Arora I asked to publish it as I have followed his work on twitter to help pension professionals understand the current problems facing members of the NHS pension scheme. As I have … Continue reading
Affordability – is the NHS pricing people out of its pension scheme?
Perhaps we are getting a little complacent about opt-outs? The FT has published research showing that opt-outs from the NHS pension scheme are running at 5 times the rate of opt-outs from the Local Government Scheme. When I first … Continue reading
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
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The Oxleas pension scandal
The offer made by the Oxleas NHS Foundation Trust is a scandal. There is no other word for it. Staff are being misinformed about pensions and being offered “sexy-cash” to help Oxleas balance its books. Our nurses are worth more … Continue reading
Posted in pensions
Tagged auto enrolment, NHS, NHS Pension Scheme, nurses, Opt in, Opt-out, Oxleas, Paul Maloney, pension, Retirement, Royal London, Steve Webb, The Pensions Regulator
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TEE(n) – Why would Osborne do anything else?
I was re-reading Steve Webb’s article in the Daily Telegraph where he outlines why he thinks Pensions ISAs would be a disaster. The more I read it, the less I get it. Let’s go back to basics. It is … Continue reading
Posted in Pension Freedoms, pension playpen, pensions, Politics, Public sector pensions
Tagged EET, Michael Johnson, NHS, pensions, tax relief, tax-incentivisation, TEE, TEEn
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Should workplace pensions have a duty of candour?
We seem to have learned nothing from the Office of Fair Trading report on workplace pensions. In case you’ve forgotten, the OFT reported they’d never encountered such poor purchasing as with employers purchasing pensions for their staff. What has been … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Duty of candour, NHS, OFT, pension, pensions, sleepwalking, state pension
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Helping carers to a proper pension..
How hard is it for us to get those who care for others , the same pension rights as those of us cared for by our employers? Rather hard – it would seem – at least according to yesterday’s Moneybox. … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Business, carers, DWP, Employment, NHS, older workers, pension, Pension new, pension playpen, pensions, Retirement, Ros Altmann, The Pension Regulator
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