Tag Archives: CARE

Who cares? And how do we pay them?

Posted on August 20, 2018 by henry tapper

News that the Government is mulling a new Care ISA – to be funded from retirement savings will be greeted with joy within the bubble and indifference from the vase majority of people who do not plan for the consequences … Continue reading →

Posted in pensions | Tagged , , , , , , | 6 Comments

Opting back into a pension scheme?!?

Posted on December 24, 2017 by henry tapper

One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading →

Posted in advice gap, auto-enrolment, CDC, pensions | Tagged , , , , , , , , , | Leave a comment

Planning for a noble and quick death?

Posted on July 29, 2017 by henry tapper

  The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading →

Posted in Facebook, First Actuarial, pensions, twitter | Tagged , , , , , , | 3 Comments

The Care-taker

Posted on July 10, 2017 by henry tapper

The Caretaker or janitor was a familiar figure in apartment blocks until recently. Their demise has coincided with the advent of outsourced facilities management. Listening to the National Association of Fire Door manufacturers calling this morning for a single accountable … Continue reading →

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If you don’t know who’s paying, it’s probably you.

Posted on May 22, 2017 by henry tapper

  The last few days have seen a reality check on who’s paying for the long term care of our elderly. Now I read this morning a report by the Resolution Foundation on who’s  paying for the deficit reduction plans … Continue reading →

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Actuaries! Talk with us – don’t argue with each other.

Posted on May 13, 2017 by henry tapper

  There’s a  silly letter in the FT this week which I print in full.  Sir, Jo Cumbo’s report “Mortality update bodes well for pension deficits” (May 4) refers to an assertion by PwC that slowing mortality improvements could reduce UK … Continue reading →

Posted in actuaries, pensions | Tagged , , , , , , , , | 5 Comments

The CWU pension proposals – your questions answered.

Posted on March 17, 2017 by henry tapper

Yesterday’s article got a lot of interest and a number of people have asked for the technical details behind the CWU’s headlines; but first the headlines! All 130,000 Royal Mail staff could have access to DB accrual going forward Members … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment