Category Archives: age wage
The risks “private funds” pose to UK’s workplace pensions.
The publication of a document form the American Securities and Exchange Commission into the activities of private equity and hedge funds (private funds) came two days before the DWP called for evidence on the AE charge cap. You can read … Continue reading
Posted in advice gap, age wage, pensions
Tagged Hedge Funds, PE, Private Equity, private funds, workplace Pensions
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A great report on tax injustice from the ABI at prayer.
It’s a good and timely report and its analysis of inequality is excellent. But it is only addressing a quarter of the Government’s incentives bill and the solution it models is a lot more painful to the mass-affluent than the report implies Continue reading
Posted in accountants, actuaries, age wage, pensions
Tagged ABI, pensions, PPI, Tax, tax relief
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Cheating with your IRRs is like cheating at golf.
Chris Flood of the Financial Times is again at odds with the Private Equity industry who he holds are fiddling their investment returns, confusing what they are saying investors get with what they actually get. This goes to the … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, IRR, Performance, Private Equity, subscription line finance
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Don’t cash-out your pension #buildbackbetter !
This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading
Posted in advice gap, age wage, Australia, auto-enrolment, pensions
Tagged Australia, Cash-out, Encashment, HMRC, Pension Freedoms, pensions, Super
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How to Find Good Financial Advice
This article is by Paul Lewis and it is a very important reminder to us , not just of the need for financial advice, but to find good advice How do I find a good financial adviser? It’s a question … Continue reading
Posted in advice gap, age wage, pensions
Tagged FCA, financial advice, Financial Services Register, IFA, Paul Lewis
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Segregated mandates – a club for large pension schemes only
With a few exceptions, most pension schemes do not go overboard with the number of asset management products they use. Having worked with some super-large, super-complex pooled schemes and fiduciary managers, I can understand at least one reason. Lots … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, chris sier, Clearglass, pensions, Transparency
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Asset managers are no longer the problem on cost transparency
This is the first of ten articles by AgeWage co-founder Dr Chris Sier. All articles have first been published in the FT’s Pension Expert and are re-produced with its kind permission. The oritinal of this article can be found here … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, chris sier, Clearglass, Con Keating, pensions
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From PS20-06 to the dashboard; – can the FCA pull it off?
Amidst the noise of the ban on contingent charging, the FCA published a long and detailed Policy Statement PS20-06 For the most part, the FCA is concerned with people safeguarding their rights to promised benefits wherever they may come … Continue reading
Posted in advice gap, age wage, Dashboard, pensions
Tagged AgeWage, Dashboard, FCA, MAPS, Origo, Pension Bee, PS20-06, regulation
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WTF- AgeWage wins 4 nominations for UKP awards!
I got a call from a journalist friend of mine congratulating AgeWage on being nominated for a Professional Pensions UK Pensions Award. I thought it was a wind up – but being a vain sort, I thought to see if … Continue reading
Posted in age wage, pensions
Tagged Awards, October, professional pensions, UK pensions awards, UKPA
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Is there wisdom in this crowd?
This picture was taken in a time of lockdown (May 31st). It was taken at a time when the Government advice is still to stay at home where possible. It is taken in a country that has more than 60,000 … Continue reading
Posted in age wage, coronavirus, pensions
Tagged Beach, Bournemouth, Covid-19, Durdle Door, Lockdown, Queen
7 Comments