I think the fundamental problem is not involving the employer in the retirement income consideration. Instead they are often seen…
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…
A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
Author Archives: henry tapper
Shock budget that left pensions alone (almost).
To ensure you feel on top of the budget as a pension expert, I will give you stories sent me which have no interest to most of us at any time except on budget day afternoon. Continue reading
Posted in pensions
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Why has Royal Mail sent £2.45bn staff pension pots to L&G?
Two questions for us here; the first why move from Scottish Widows – the second why not transfer to its Collective (CDC) Plan boosting the wage in retirement of 100,000 postal workers? Continue reading
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Lady Lucy needs a new owner ; after 25 years I’m retiring- could it be you?
Some boats are simply bought and sold. Others are handed on, the way you might hand on a family heirloom. Lady Lucy is one of those. Continue reading
Posted in pensions
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McGrath, Hamilton and pension fairy tales inspired by Torsten Bell (video included)
Charts and stories: add interest and importance to DB pensions. DB pensions can add to UK economic growth – not bad. Continue reading
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Tagged John Hamilton, pension playpen, Pensions, Torsten Bell, William McGrath
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Playpen 10.30 today: The mechanics of DB surpluses
The theme will be, the exercise of discretion in a time of scheme surplus. Continue reading
What can collective pensions garner from the LGPS’ annual data dump?
Thank you William Bourne for this useful information. We hear too little about the performance of collective pensions over time. Continue reading
Posted in pensions
Tagged CDC performance, Collective Pensions, LGPS, Pensions, William Bourne]
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The FCA show once again that pension freedom does not work for most of us
The FCA data is factual proof that pension freedom has done , is doing and will do enormous damage to older people’s financial plans. We do need the change that is on its way. Continue reading
Posted in pensions
Tagged CDC, Charles Ross, Data, FCA, Guided retirement, pension freedom, R-CDC, retirement income
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A sensible way for the budget to give momentum to the Mansion House Accord
We need OUR money to find ways into OUR stock market and for OUR private companies to find a way to benefit themselves and us. Continue reading
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Tagged 'investment trusts, AIC, Investment companies, ISAs, Mansion House accord, Pensions
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An insider’s view of packaged investment solutions to pay pensions
Thanks to Craig Nowrie for this history lesson in how packaged solutions to pay pensions don’t work when the problem changes. Continue reading
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What should we do with surplus money in pensions? Tomorrow at 10.30
Make a one-off catch up payment to cover 2020’s inflation spikes. Pay 10% extra a year to members? Continue reading
That £4 figure may be defensible as an illustration of the combined benefits of pension saving, employer contributions, tax relief…