https://rmcollectiveplan.com/other-pensions "Currently, you are not able to transfer other pensions into the Collective Plan. If this changes in the future,…
Oops! Sorry about the duplicate. When I hit "send" the first time, it came back with "get lost, too many…
I'm sorry to hear about your health problems. I'm strictly a landlubber, although my sister and her husband sail up…
I'm sorry to hear about your health problems. I'm strictly a landlubber, although my sister and her husband sail up…
Tag Archives: VFM
An amorous podcast with Kim Gubler’s Ronnie and Claire
It is rather fun to have Kim Gubler on Darren and Nico’s podcast this week. Kim Gubler Consultants has sold itself to IGG in a deal which Kim says ensures its independence but gives itself access to IGG’s private equity … Continue reading
Posted in pensions
Tagged AgeWage, Dashboard, kim gubler, Pensions, podcast, Richard Smith, VFM
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A new TPR? It needs a refresh and these projects to get going!
There are a number of initiatives going on at The Pensions Regulator. Yesterday I contributed to one of them – the “Vision” that is being lead by Elizabeth Renshaw-Ames You can read the project that the “Vision” is on this … Continue reading
Finfluence; a safer way to learn about money?
There has been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if the readers of this blog are not prone to spending too much of their time … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, CDC Code, DWP, FCA, Financial services, pension playpen, Pension Regulator, Pensions, Retirement, TPR, VFM, workplace savings
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Isn’t “value for money” too late for DC workplace saving?
I enjoyed Kirby Rappell’s explanation of how his firm -” SuperRatings”- has succeeded in Australia providing consumers with value for money ratings on their “pensions”. You can hear him talking to Nico and Darren here on the latest podcast (#142) … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, CDC Code, DWP, FCA, Financial services, pension playpen, Pension Regulator, Pensions, Retirement, TPR, VFM, workplace savings
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A wake up and a shake up for advisers and trustees in their “end game”
Two amendments are going through the House of Lords, framed by Baroness Altmann of Tottenham. I am proud to have played a part in this work but recognise the bulk of the momentum has been created by Stagecoach’s DB Pension, … Continue reading
Posted in pensions
Tagged Business, Business and Economy, CDC, corporate risk, DB, dc, de-risking, Defined benefit pension plan, DWP, Pensions, Retirement, Ros Altmann, TPR, VFM, workplace Pensions
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Emma – be chair for pension regulation – not just our saving!
Our new chair of The Pensions Regulator will be Emma Douglas. I’ve been working with her since I was at Eagle Star selling corporate DC plans against here when she was at Threadneedle. Both of us were under one owner … Continue reading
Value for Money – a new way forward with a Pension Schemes Act?
The FCA have led the Value for Money, unlike previous versions where TPR led but hand in hand with it. The Government is progressing the Pension Schemes Bill 2025 to create new rules for certain trust-based pension schemes with defined … Continue reading
Posted in pensions
Tagged FCA, Pension Scheme Bill, Pensions, Pensions Scheme Act, TPR, VFM
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Why are there still 4,838 DB schemes and what will happen in 2026?
Thanks to the Pension Protection Fund for using its data gathering prowess to keep those of us working in and commentating on pensions, armed with the right information. It’s the latest stuff from the Purple Book and it shows just … Continue reading
Meat and drink of a pension event – a compliant audience.
“Events” is an industry and the attendance of a small group of people is fought over. The events tend to be free and depend on the payment by sponsors to speak and promote in a hall. So Chatham House becomes … Continue reading
Posted in pensions
Tagged Event, Nico Aspinall, Pension event, podcast, Terry Pullinger, VFM, Ye Olde Cocke
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No VFM from CDC? – an outburst from an actuary.
VFM podcast lasts more than 90 minutes. I don’t know if I’ll be nice to this lot again. It’s gone to their pod , the latest of which is nearly 93 minutes which may make sense for a game of … Continue reading
There are problems with swapping pots for pensions when you are running your CDC plan the way that Royal Mail's…