Tag Archives: Retirement

“By 50 year olds – for 50 year olds” – a pension system needing a relaunch- Richard Smith

Posted on May 27, 2026 by henry tapper

Richard Smith has clipped this showing who understands pensions and who doesn’t. It’s produced by the people who are building the pension dashboard and boy/girl, they’re thorough. Here’s Richard explaining and including a link to Kate Shiner’s work. The chart … Continue reading →

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It’s the same the other side of the pond; many older people can’t make ends meet

Posted on May 10, 2026 by henry tapper

I have made the point before and will, I’m sure, make it many times to come. People when they retire, lose their work income and switch to income from investments which they think of as their pension. That money can … Continue reading →

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I give up on VFM for pensions and so does Guy Opperman, I like the guy!

Posted on April 22, 2026 by henry tapper

I don’t suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down … Continue reading →

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Tom McPhail’s narrow and tough path to a retirement income

Posted on April 9, 2026 by henry tapper

Tom’s excellent session on Tuesday 7th April showed that guided paths to retirement income will be tough and  difficult! It was at a Pension PlayPen coffee morning. Tom’s question session splits into roughly two parts. In the first part we … Continue reading →

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Navigating pension’s Straits of Hormuz

Posted on March 17, 2026 by henry tapper

This is an article I wrote in 2019 the morning after a meeting with friends to discuss what it’s like to get to retirement and get stuck in a kind of “Straits of Hormuz”. I thought it would be good … Continue reading →

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A Pensions Mutual for a CDC.

Posted on March 9, 2026 by henry tapper

It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed   What is the Pensions Mutual? … Continue reading →

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A Pensions Mutual which will launch a CDC Pension within a year

Posted on March 8, 2026 by henry tapper

It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed   What is the Pensions Mutual? … Continue reading →

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Finfluence; a safer way to learn about money?

Posted on January 18, 2026 by henry tapper

There has been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if the readers of this blog are not prone to spending too much of their time … Continue reading →

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Isn’t “value for money” too late for DC workplace saving?

Posted on January 17, 2026 by henry tapper

I enjoyed Kirby Rappell’s explanation of how his firm -” SuperRatings”-  has succeeded in Australia providing consumers with value for money ratings on their “pensions”. You can hear him talking to Nico and Darren here on  the latest podcast (#142) … Continue reading →

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A wake up and a shake up for advisers and trustees in their “end game”

Posted on January 16, 2026 by henry tapper

Two amendments are going through the House of Lords, framed by Baroness Altmann of Tottenham. I am proud to have played a part in this work but recognise the bulk of the momentum has been created by Stagecoach’s DB Pension, … Continue reading →

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