Yes, potentially. Whether Scotland is actually a net contributor to the English scheme, however, requires looking at the precise Treasury/Barnett…
I agree with Steve Webb that final judgement requires the details. But history tells us that an earnings link that…
I may be misunderstanding this altogether, but does Andy Burnham's proposal imply that Scottish pensioners (who already get free personal…
Leasehold is used to bleed pensioners dry in 'retirement' homes where, having sunk alltheir capital, they become sitting ducks for…
Tag Archives: Retirement
The Treasury has opened up new seams of fees for pension advisers and consultants.
I’m sorry Jason, I don’t think your observation is any more valid than the money in the photo, it may be money but no one else observes it. Here’s what benefit consultants have got on their mind For decades savers … Continue reading
Posted in pensions
Tagged advice, AgeWage, auto enrolment, dc pensions, Defined benefit pension plan, inheritance tax, pension, Pensions, Retirement
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So how do we manage if the value of our house isn’t going up?
I will start with a post and article from the very good Times stalwart David Byers In the old days, your suspicion that your future pension wasn’t what it ought to be wasn’t a major worry. The house would help … Continue reading
Posted in pensions
Tagged Business, CDC, David Byers, Equity, middle class, pension, Pensions, Property, Retirement, the Times
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How do unions feel about CDC?
What we were used to – no longer available to workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading
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Tagged annuity, Business, CDC, corporate governance, Defined benefit pension plan, Employment, Neil Walsh, pension, Pensions, Prospect, Retirement, TPR
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DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.
My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today are being paid a defined benefit. The happiest in future will come from those who are on their way to a … Continue reading
Things can only get better: for pensions – and for Britain too!
Over the weekend, I have had a number of conversations with friends who find the proposition from Andy Haldane that this Government incentivises “effective investment” into the UK with home-bias taxation. I know that we have not heard the … Continue reading
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Tagged 1993, CDC, D;REAM, dc pensions, Financial services, NEST, pension, Pension new, pension playpen, Pensions, Retirement
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You think the USA’s a good place to grow old- the Wall Street Journal disagrees.
Sometimes we forget about how Europe in general and Britain in particular , has unity within its boundaries. The United States of America don’t look too united when it comes to delivering retirement income and healthcare to their citizens. Here … Continue reading
Is this how young people should save for retirement?
Here is an article placed by the BBC for ordinary people to read about what’s going on to finance their later life It will come as a surprise to people inside the pension bubble that Kevin Peachey can write … Continue reading
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Tagged enrolment, Income, pension, Retirement, wage, Wage in retirement
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Statistics make financial sense of getting old- the start but not the end of planning
My morning’s reading that ends where I begin, with the good news that British readers are generally happy when they get to 65. Jonathan Guthrie concludes an article based on 10 statistics with this data from Government research. 10) 7.6 … Continue reading
Why aren’t we all pension millionaires?
While an excellent discussion of how to improve the income people get from saving for a pension was taking place with Jonathan Stapleton, a range of commentators were lining up to bemoan the ignorance of the public. The Pensions UK … Continue reading
Major news from Nest which points to a pensions success.
It is easy to poke fun at consolidation and the establishment of megafunds. It is not easy to create a pension fund that invests nearly a quarter of its assets as Nest does in Britain, in its infrastructure and production. … Continue reading
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Tagged assets, Business, CDC, DWP, Financial services, Government, Long Term Assets, National Employment Savings Trust, NEST, pension, Pensions, Retirement, Scale
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"...this change will generate significant savings which we will use to build up our National Care Service." That reads to…