Category Archives: pensions

We’re so obsessed by the value of our property; we forget we need the wage to live in it!

We are so emotional about the “family home” that we forget we need a wage in retirement to pay the household and then care bills. IHT relief’s an extension of this obsession. Continue reading →

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What kind of master trust is that then Aon?

We think switching to a CDC just for yourself (a Royal Mail replica) will not be popular. But popularity for CDC master trusts will be much higher! Continue reading →

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AE gets us saving for what’s best, could it work to insure against what’s worst??

Automatic enrolment worked for pensions — a similar scheme could pool the risk of heavy costs from illness and infirmity in later life Continue reading →

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Creating a National Care Service and the triple lock- Andy Burnham

..we need to be honest about the changes that are needed to pay for it. And I do not believe it makes sense to preserve the current triple lock while so many pensioners face the risk of catastrophic care costs Continue reading →

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Did the financial industry close private DB schemes and SERPS?

the financial service companies, as they once explained to me, hated DB because it wasn’t a product they could replicate. They preferred to provide pots, taking a fee for AUM, leaving all the risk on the working man/woman. Continue reading →

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Is PUK’s Liverpool Conference – a 3 day drinking session? Tune in to the VFM twosome to find out..

I’d listen to it as I always do, when time permits and you are sober. Nico and Darren are well worth listening to, though not necessarily for the right reason! Continue reading →

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Yeovil 12 goals in a week, Tottenham 3 goals in a season

561 Yeovil fans came from Somerset to London .  563 if you count these 2 fans in the posh seats or 564 if you  count the referee who Wealdstone fans claimed to be supporting the Glovers. Continue reading →

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Thanks to Gordon Aitken for reminding me why I don’t need the triple lock

I’m one of the lucky ones who with 43 years under my belt have security ahead of me (financially at least). Gordon Aitken recognises that there is some guilt mixed in with the pleasure. Why should I be doing so … Continue reading →

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Arboreum CDC targets family businesses.

I am very pleased by this post by my friend and former colleague Colin Haines. He is a great advocate for his firm for Arboreum and for family firms improving their pensions by using collective pensions again. Continue reading →

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Are men wimps for caring about the planet’s climate?

Scientific facts really matter, as does the health of the environment. But there will be times when the best thing you can do for the planet is not talk about it at all.  Continue reading →

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