Monthly Archives: December 2025

The “musts”, “should” and “need to” ; TPR’s CDC regs.

Posted on December 20, 2025 by henry tapper

  We make a clear distinction between legal duties and our expectations within the draft code by using the word ‘must’ when referencing legal duties, and ‘should’ and ‘expect’ for our expectations. We use ‘need’ where the process is necessary … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

Why are there still 4,838 DB schemes and what will happen in 2026?

Posted on December 20, 2025 by henry tapper

Thanks to the Pension Protection Fund for using its data gathering prowess to keep those of us working in and commentating on pensions, armed with the right information. It’s the latest stuff from the Purple Book and it shows just … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

BP must “return to its Code of Conduct” – and how it spends its member’s pension surplus.

Posted on December 20, 2025 by henry tapper

BP has ditched another CEO and will have a new one in April. Here is comment from Stephen Rees. Members of the BP Action Group are not short of a voice, they have created a BP Pensioner Group to ensure … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

The root of welfare in Britain is wealth; People’s Pension’s a partnership between us!

Posted on December 20, 2025 by henry tapper

I have f interests in People’s Pension and the Partnership that holds it. I’m interested in mutuals as they are as a means of distributing value from other people’s money, especially when their are employers so involved. People’s seem to … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment

Why are investment trusts excluded from the Pension Schemes Bill?

Posted on December 19, 2025 by henry tapper

William MacLeod Speaking in the House of Lords today during the Pensions Schemes Bill second reading both Baroness Ros Altmann and Baroness Sharon Bowles , asked a very simple question: Why have listed investment companies been excluded from the Bill? … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

Sadly – many nurses can’t afford their “gold-plated” pensions.

Posted on December 19, 2025 by henry tapper

This article was originally published in 2022 and I thought at a time when many of us will see nurses, we need to consider their predicaments with pensions. Recently, Jeremy Hunt has argued that public pensions aren’t affordable, I don’t … Continue reading →

Posted in pensions | Tagged , , , | Leave a comment

“Preparing for an ageing Society” – the Lords speak out.

Posted on December 19, 2025 by henry tapper

The wrinklies must pull their weight – we must be a tolerant society, a mixed economy. This is a report on a House of Lords report but is inspired by an article in the digital FT published a few hours … Continue reading →

Posted in pensions | Tagged , , , | Leave a comment

Steve Simkins: LGPS prudence will cost councils dear

Posted on December 19, 2025 by henry tapper

As council pension funds prepare to set employer contribution rates for the next three years, excessive levels of prudence could see councils paying more than they need to, writes a partner at Isio. There has been a fundamental shift in … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

AE’s not a tax, we need to win hearts not raid wallets.

Posted on December 19, 2025 by henry tapper

  It is now 8 years since a Conservative Government asked for a review of AE bands by what became known as the 2017 AE review; here it is – download here  – more people saving more money – a … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Rising youth inactivity – a million kids doing nothing? – A young IFA does something.

Posted on December 18, 2025 by henry tapper

There is something worrying pension people and it’s about young people. Today, within a few minutes I received a report of an alarming stat. on young people in the UK and a report from an IFA who is trying to … Continue reading →

Posted in pensions | Tagged , , , , | 1 Comment